Jpmorgan Chase & Co
2.80xPrice / tangible book
Market cap
$856.52B
Tangible equity
$306.21B
Price / tangible book
2.80x
Price / book
2.36x
Return on equity
15.7%
Return on assets
1.3%
Efficiency ratio
142.8%
Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
FY 2025 · View financials
Decision snapshot: JPM stock price vs SYF: inconclusive Relative valuation is incomplete for this pair. Review the available filing metrics before drawing a conclusion.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at SYF's multiple
Needs SYF P/E.
Implied fair value · at JPM's multiple
Live quote
Price unavailable
Metric by metric
Filter, sort, and scan the equity metrics that matter most for banks: book value, tangible book, returns, and operating efficiency.
Lower is better
Lower is better
Profitability lag
Asset efficiency lag
More efficient
Statements
Bank-focused income statement and equity metrics aligned to the reporting windows.
SEC periods: JPM FY 2025 (ended Dec 31, 2025) · SYF FY 2025 (ended Dec 31, 2025).
Trendline
Five fiscal years of revenue, earnings, and margins before underwriting a re-rating.
Price framework
Tangible book and profitability anchor a bank, not enterprise value.
Deposits and cash-like balances distort enterprise value for banks, so this section reads equity value, tangible book and profitability instead.
Price / tangible book
Market cap
$856.52B
Tangible equity
$306.21B
Price / tangible book
2.80x
Price / book
2.36x
Return on equity
15.7%
Return on assets
1.3%
Efficiency ratio
142.8%
Price / book
Market cap
—
Tangible equity
$14.15B
Price / tangible book
—
Price / book
—
Return on equity
21.2%
Return on assets
3.0%
Efficiency ratio
987.5%
Price framework
Discounted free cash flow, then bridged to a per-share price. Same assumptions applied to both companies.
JPMORGAN CHASE & CO · implied price per share
Bank model off — standard DCF modelling is disabled for financial institutions.
Synchrony Financial · implied price per share
Bank model off — standard DCF modelling is disabled for financial institutions.
Balance sheet health
Financial health checks to separate durable balance sheets from potential value traps.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Not enough data to score either balance sheet.
Debt / equity
Total debt against shareholders' equity
0.92x
0.91x
Net debt / EBITDA
Leverage against operating earnings
-0.59x
-0.58x
Cash and equivalents
Liquid reserves on the balance sheet
$481.02B
$22.44B
Total debt
Interest-bearing obligations outstanding
Comparable set
Where the pair sits against the wider banking comparable set.
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Live quote
LLM-powered synthesis
An on-demand narrative read of the same deterministic data.
Based on an earlier data snapshot. Review the filing dates below or refresh after signing in.
If you believe SYF-implied P/E multiples are the correct cross-check for JPM, then reduce exposure or sell because SYF-implied price ($167.79) implies ~45.1% downside versus the current $305.90.
SYF-implied P/E translates to an implied price of $167.79, which is 45.1% below JPM's current $305.90. SYF-implied valuation range ($167.79 - $1,178.96) is extremely wide, while JPM's current price sits inside its historical band ($290.00 - $354.44).
Supporting Metrics