Adjust assumptions
Adjust the usable peer mix to see how each valuation multiple moves the blended fair value.
Peer-implied fair value
$9.46
Blended value per share under the current mix.
Current price
—
Market price unavailable
Peer gap
N/A
Peer gap unavailable
Weighting mixer
Value contribution
6 peers →Price / Sales
$747.43M
Price / Earnings
$11.47B
Price / Sales
$1.49B
Price / Earnings
$22.95B
Equal-weight baseline
Premium 0.0%The simple average of every usable peer method, before your weighting adjustments.
Baseline equity value
$12.22B
Baseline / share
$9.46
Relative valuation prices this company against what the market already pays for its peers. For a cash-flow view that does not inherit peer sentiment, open the intrinsic model.
Spreadsheet data
Audit the saved peer set and the method inputs behind the blended fair value.
The saved peer set across price, scale, operating metrics, and raw valuation multiples.
| Peer | Price | Market cap | Enterprise value | Revenue | EBITDA |
|---|
| Net income |
|---|
| P/E |
|---|
| P/S |
|---|
| EV/EBITDA |
|---|
UPST Upstart Holdings, Inc. FY ended Feb 03, 2026 | $25.89 | $2.52B | — | $1.04B | $112.92M | $53.60M | 57.53x | 2.41x | — |
XYZ Block, Inc. FY ended Dec 31, 2025 | $79.40 | — | — | $24.19B | $2.06B | $1.31B | 37.81x | — | — |
PYPL PayPal Holdings, Inc. FY ended Jan 28, 2026 | — | — | — | $33.17B | $7.60B | $5.23B | — | — | — |
HOOD Robinhood Markets, Inc. FY ended Dec 31, 2025 | — | — | — | $4.47B | $2.18B | $1.88B | — | — | — |
LC LendingClub Corp FY ended Jan 30, 2026 | — | — | — | $961.54M | $516.02M | $135.68M | — | — | — |
RKT Rocket Companies, Inc. FY ended Dec 31, 2025 | — | — | — | — | $734.00M | -$68.00M | — | — | — |
UPST
Upstart Holdings, Inc.
$25.89
$2.52B
—
$1.04B
$112.92M
57.53x
2.41x
—
Cap $2.52BEV —Rev $1.04BEBITDA $112.92MP/E 57.53xP/S 2.41xEV/EBITDA —
XYZ
Block, Inc.
$79.40
—
—
$24.19B
$2.06B
37.81x
—
—
Cap —EV —Rev $24.19BEBITDA $2.06BP/E 37.81xP/S —EV/EBITDA —
PYPL
PayPal Holdings, Inc.
—
—
—
$33.17B
$7.60B
—
—
—
Cap —EV —Rev $33.17BEBITDA $7.60BP/E —P/S —EV/EBITDA —
HOOD
Robinhood Markets, Inc.
—
—
—
$4.47B
$2.18B
—
—
—
Cap —EV —Rev $4.47BEBITDA $2.18BP/E —P/S —EV/EBITDA —
LC
LendingClub Corp
—
—
—
$961.54M
$516.02M
—
—
—
Cap —EV —Rev $961.54MEBITDA $516.02MP/E —P/S —EV/EBITDA —
RKT
Rocket Companies, Inc.
—
—
—
—
$734.00M
—
—
—
Cap —EV —Rev —EBITDA $734.00MP/E —P/S —EV/EBITDA —
Which peer averages feed the weighted fair value, and which methods are excluded.
| Method | Type | Avg. multiple | Coverage | Implied equity value | Fair value / share | Status |
|---|---|---|---|---|---|---|
EV / EBITDA EVExcluded | Enterprise Multiple | — | 0/6 | — | — | No saved peers have usable coverage for this method. |
Price / Sales PSActive | Equity Multiple | 2.41x | 1/6 | $1.49B | $1.16 | Included in the active peer mix. |
Price / Earnings PEActive | Equity Multiple | 47.67x | 2/6 | $22.95B | $17.77 | Included in the active peer mix. |
EV / EBITDA
EV · Enterprise Multiple
Avg. multiple
—
Coverage
0/6
Implied equity value
—
Fair value / share
—
No saved peers have usable coverage for this method.
Price / Sales
PS · Equity Multiple
Avg. multiple
2.41x
Coverage
1/6
Implied equity value
$1.49B
Fair value / share
$1.16
Included in the active peer mix.
Price / Earnings
PE · Equity Multiple
Avg. multiple
47.67x
Coverage
2/6
Implied equity value
$22.95B
Fair value / share
$17.77
Included in the active peer mix.
