Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
Decision snapshot: SOFI stock price vs HOOD: inconclusive Relative valuation is incomplete for this pair. Review the available filing metrics before drawing a conclusion.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at HOOD's multiple
Needs HOOD P/E.
Implied fair value · at SOFI's multiple
Needs SOFI P/E.
Metric by metric
Price unavailable
Where each company leads, and how wide the gap is.
Growth lag
Pricing power
Operating leverage
Lower is better
Not comparable
Lower leverage
Statements
Core statements aligned to each company's latest fiscal year.
SEC periods: SOFI FY 2025 (ended Dec 31, 2025) · HOOD FY 2025 (ended Dec 31, 2025).
Trendline
Seven period-end years of reported revenue, earnings, and margins. Periods and currencies are shown with the data.
Price framework
Market cap plus debt, less cash.
Complete market value, debt and cash evidence is required for enterprise value.
Complete market value, debt and cash evidence is required for enterprise value.
Price framework
The same filing-backed model used on each company's valuation page, with company-specific inputs and calculated scenarios.
SoFi Technologies, Inc. · implied price per share
Latest annual free cash flow must be positive to qualify the filing-backed baseline.
Robinhood Markets, Inc. · implied price per share
Five annual free-cash-flow observations are required for the filing-backed baseline.
Balance sheet health
Financial health checks to separate durable balance sheets from potential value traps.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Not enough data to score either balance sheet.
Debt / equity
Total debt against shareholders' equity
3.81x
1.65x
Net debt / EBITDA
Leverage against operating earnings
19.98x
4.89x
Cash and equivalents
Liquid reserves on the balance sheet
$4.93B
$4.26B
Total debt
Interest-bearing obligations outstanding
Comparable set
Where the pair sits against the wider comparable set.
Keep comparing
Open adjacent comparisons from the same industry to pressure-test the read across multiple pairs.
$39.97B
$15.13B
LLM-powered synthesis
An explanation of the financial evidence. Check its snapshot date against the figures above.
This explanation uses an earlier data snapshot or evidence version. Review its generation date and the current figures, or refresh after signing in.
If you believe SOFI can sustain strong earnings quality and convert its reported profitability into durable cash generation, then hold or accumulate selectively because the stock is only modestly above HOOD-implied value and carries lower leverage than HOOD.
SOFI’s HOOD-implied value of $16.96 is slightly below the current price of $18.38, implying modest downside versus HOOD-based valuation. The stock is also trading near the upper end of its historical band, while the DCF range is far lower, highlighting a wide gap between market pricing and intrinsic-value estimates.
Supporting Metrics
