Whirlpool Corp /De/
0.86xPrice / book
Market cap
$2.34B
Tangible equity (USD)
-$2.94B
Price / tangible book
—
Price / book
0.86x
Net income / ending equity
11.7%
Net income / ending assets
2.0%
Efficiency ratio
—
Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
FY 2025 · Mkt cap
Decision snapshot: WHR stock price at discount vs USB $35.89 current versus $76.46 implied using P/E multiple.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at USB's multiple
Implied fair value · at WHR's multiple
Snapshot Sep 10, 2026, 4:00 PM ET
Metric by metric
Filter, sort, and scan the equity metrics that matter most for banks: book value, tangible book, returns, and operating efficiency.
Multiple discount
Lower is better
Profitability edge
Asset efficiency edge
Lower is better
Statements
Reported bank earnings and balances, with each company’s reporting period shown.
Values retain reported currencies and share bases. Select a figure to inspect its period, calculation and filing inputs. Differences require compatible units and periods.
Explore enterprise value and market valuation multiples in the valuation sections.
Trendline
11 period-end years of reported revenue, earnings, and margins. Periods and currencies are shown with the data.
Price framework
Tangible book and profitability anchor a bank, not enterprise value.
Deposits and cash-like balances distort enterprise value for banks, so this section reads equity value, tangible book and profitability instead.
Price / book
Market cap
$2.34B
Tangible equity (USD)
-$2.94B
Price / tangible book
—
Price / book
0.86x
Net income / ending equity
11.7%
Net income / ending assets
2.0%
Efficiency ratio
—
Price / tangible book
Market cap
$97.24B
Tangible equity (USD)
$47.65B
Price / tangible book
2.04x
Price / book
1.49x
Net income / ending equity
11.6%
Net income / ending assets
1.1%
Efficiency ratio
58.8%
Price framework
The same filing-backed model used on each company's valuation page, with company-specific inputs and calculated scenarios.
WHIRLPOOL CORP /DE/ · implied price per share
Bear
-$46.25
Base
-$39.05
Bull
-$26.28
US BANCORP \DE\ · implied price per share
Bank model off — standard DCF modelling is disabled for financial institutions.
Balance sheet health
Inspect reported liquidity and leverage alongside historical financial-health checks.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Not enough data to score either balance sheet.
Cash excludes investments. EBITDA is an operating-income-plus-D&A proxy. Missing borrowing categories remain unavailable; select a value to inspect its inputs.
Comparable set
Where the pair sits against the wider banking comparable set.
Keep comparing
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LLM-powered synthesis
An explanation of the financial evidence. Check its snapshot date against the figures above.
This explanation uses an earlier data snapshot or evidence version. Review its generation date and the current figures, or refresh after signing in.
If you believe WHR can stabilize revenue and expand margins from current levels, then the stock may warrant a value position because it trades at 6.7x P/E and 0.2x P/S despite a price below the implied P/E value; otherwise, the weak -6.5% growth, 2.0% net margin, and 4.0x net debt/EBITDA argue for caution.
WHR trades at 6.7x P/E and 0.2x P/S versus USB at 13.4x P/E and 3.3x P/S, but the comparison is not directly clean because USB is a bank and many operating metrics are not comparable. On the provided framework, WHR’s current price of $38.10 sits below the implied P/E price of $75.63 and also near the low end of its historical band.
Supporting Metrics