Visa Inc.
—Price / book
Market cap
—
Tangible equity (USD)
-$9.62B
Price / tangible book
—
Price / book
—
Net income / ending equity
52.9%
Net income / ending assets
20.1%
Efficiency ratio
—
Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
Decision snapshot: V stock price vs ADBE: inconclusive Relative valuation is incomplete for this pair. Review the available filing metrics before drawing a conclusion.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at ADBE's multiple
Needs Annual EPS, ADBE P/E.
Implied fair value · at V's multiple
Needs V P/E.
Metric by metric
Filter, sort, and scan the equity metrics that matter most for banks: book value, tangible book, returns, and operating efficiency.
Lower is better
Lower is better
Profitability lag
Asset efficiency lag
Lower is better
Statements
Reported bank earnings and balances, with each company’s reporting period shown.
Values retain reported currencies and share bases. Select a figure to inspect its period, calculation and filing inputs. Differences require compatible units and periods.
Explore enterprise value and market valuation multiples in the valuation sections.
Trendline
Eight period-end years of reported revenue, earnings, and margins. Periods and currencies are shown with the data.
Price framework
Tangible book and profitability anchor a bank, not enterprise value.
Deposits and cash-like balances distort enterprise value for banks, so this section reads equity value, tangible book and profitability instead.
Price / book
Market cap
—
Tangible equity (USD)
-$9.62B
Price / tangible book
—
Price / book
—
Net income / ending equity
52.9%
Net income / ending assets
20.1%
Efficiency ratio
—
Price / book
Market cap
—
Tangible equity (USD)
—
Price / tangible book
—
Price / book
—
Net income / ending equity
61.3%
Net income / ending assets
24.2%
Efficiency ratio
—
Price framework
The same filing-backed model used on each company's valuation page, with company-specific inputs and calculated scenarios.
VISA INC. · implied price per share
Bank model off — standard DCF modelling is disabled for financial institutions.
ADOBE INC. · implied price per share
Bear
$260.76
Base
$306.53
Bull
$366.14
Balance sheet health
Inspect reported liquidity and leverage alongside historical financial-health checks.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Not enough data to score either balance sheet.
Cash excludes investments. EBITDA is an operating-income-plus-D&A proxy. Missing borrowing categories remain unavailable; select a value to inspect its inputs.
Comparable set
Where the pair sits against the wider banking comparable set.
Keep comparing
Open adjacent comparisons from the same industry to pressure-test the read across multiple pairs.
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LLM-powered synthesis
An explanation of the financial evidence. Check its snapshot date against the figures above.
This explanation uses an earlier data snapshot or evidence version. Review its generation date and the current figures, or refresh after signing in.
If you believe V will continue compounding earnings with its current high operating margins and low net debt, then the stock looks attractive to own because its P/E is far below ADBE's while its growth remains slightly ahead; if you require a strong quality-confirmation signal, the mixed F-Score and missing ROIC/Altman data argue for a more cautious stance.
On a P/E basis, V appears materially undervalued versus ADBE, with an implied price of $639.63 versus the current $366.13, suggesting 74.7% upside. However, the current price already sits within ADBE-implied range and above the lower end of the historical band, so the valuation signal is not purely one-directional.
Supporting Metrics