Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
FY 2025 · View financials
Decision snapshot: TXRH stock price vs UNH: inconclusive Relative valuation is incomplete for this pair. Review the available filing metrics before drawing a conclusion.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at UNH's multiple
Needs UNH P/E.
Implied fair value · at TXRH's multiple
Needs TXRH P/E.
Live quote
Price unavailable
Metric by metric
Where each company leads, and how wide the gap is.
Growth lag
Pricing power
Operating leverage
Lower is better
Not comparable
Lower leverage
Statements
Core statements aligned to each company's latest fiscal year.
SEC periods: TXRH FY 2025 (ended Dec 30, 2025) · UNH FY 2025 (ended Dec 31, 2025). Fiscal years are not aligned.
Trendline
Five fiscal years of revenue, earnings, and margins before underwriting a re-rating.
Price framework
Market cap plus debt, less cash.
Price framework
Discounted free cash flow, then bridged to a per-share price. Same assumptions applied to both companies.
Texas Roadhouse, Inc. · implied price per share
Bear
$25.76
Base
$30.31
Bull
$34.85
UnitedHealth Group Incorporated · implied price per share
Bear
-$12.99
Base
-$15.29
Bull
-$17.58
Balance sheet health
Financial health checks to separate durable balance sheets from potential value traps.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Not enough data to score either balance sheet.
Debt / equity
Total debt against shareholders' equity
0.00x
0.78x
Net debt / EBITDA
Leverage against operating earnings
-0.27x
1.91x
Cash and equivalents
Liquid reserves on the balance sheet
$134.71M
$28.12B
Total debt
Interest-bearing obligations outstanding
$2.08M
$78.39B
Comparable set
Where the pair sits against the wider comparable set.
Keep comparing
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Live quote
LLM-powered synthesis
An on-demand narrative read of the same deterministic data.
Based on an earlier data snapshot. Review the filing dates below or refresh after signing in.
If you believe TXRH can sustain its current margin and return profile without a material slowdown in growth, then a hold-to-sell stance is warranted because the stock already screens above UNH-implied price and near the top of its historical range.
TXRH’s current price of $205.44 is above UNH-implied value of $191.07, implying a -7.0% downside on this framework. The stock also sits near the top of its historical band, which suggests the market is already pricing in much of the operating strength.
Supporting Metrics
