Microsoft Corporation
$3.56T- Market cap
- $3.59T
- Debt
- +$49.52B
- Cash
- −$76.84B
Capital structure 99% equity / 1% debt · EV / Revenue 10.74x · EV / EBITDA 17.14x
Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
FY 2025 · View financials
Decision snapshot: MSFT stock price vs FI: inconclusive Relative valuation is incomplete for this pair. Review the available filing metrics before drawing a conclusion.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at FI's multiple
Needs FI P/E.
Implied fair value · at MSFT's multiple
Live quote
Price unavailable
Metric by metric
Where each company leads, and how wide the gap is.
Growth edge
Pricing power
Operating leverage
Lower is better
Not comparable
Lower leverage
Statements
Core statements aligned to each company's latest fiscal year.
SEC periods: MSFT FY 2026 (ended Jun 30, 2026) · FI FY 2025 (ended Dec 31, 2025). Fiscal years are not aligned.
Trendline
Six fiscal years of revenue, earnings, and margins before underwriting a re-rating.
Price framework
Market cap plus debt, less cash.
Capital structure 99% equity / 1% debt · EV / Revenue 10.74x · EV / EBITDA 17.14x
Price framework
Discounted free cash flow, then bridged to a per-share price. Same assumptions applied to both companies.
MICROSOFT CORPORATION · implied price per share
Bear
$216.80
Base
$255.06
Bull
$293.32
FISERV, INC. · implied price per share
Bear
$67.12
Base
$78.97
Bull
$90.82
Balance sheet health
Financial health checks to separate durable balance sheets from potential value traps.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Debt / equity
Total debt against shareholders' equity
0.11x
1.12x
Net debt / EBITDA
Leverage against operating earnings
-0.13x
3.41x
Cash and equivalents
Liquid reserves on the balance sheet
$76.84B
$798.00M
Total debt
Interest-bearing obligations outstanding
Comparable set
Where the pair sits against the wider comparable set.
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$49.52B
$29.00B
Live quote
LLM-powered synthesis
An on-demand narrative read of the same deterministic data.
Based on an earlier data snapshot. Review the filing dates below or refresh after signing in.
If you believe MSFT can sustain its superior growth, margins, and ROIC while defending its premium multiple, then maintain or add exposure to MSFT because the operating-quality gap versus FI is very large and the balance sheet is much stronger.
MSFT trades at 35.5x P/E and 10.5x P/S, which is rich versus typical value-oriented peers, but the comparison is hard to quantify because FI does not provide comparable valuation multiples in the dataset. MSFT’s current price of $398.33 sits below the stated historical band of $435.26-$531.98 yet well above the DCF range of $156.79-$212.13, implying the market is closer to a premium trading regime than a discounted one.
Supporting Metrics