Huntington Bancshares Incorporated
1.90xPrice / tangible book
Market cap
$34.56B
Tangible equity
$18.20B
Price / tangible book
1.90x
Price / book
1.42x
Return on equity
9.1%
Return on assets
1.0%
Efficiency ratio
40.2%
Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
Decision snapshot: HBAN stock price vs UIS: inconclusive Relative valuation is incomplete for this pair. Review the available filing metrics before drawing a conclusion.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at UIS's multiple
Needs UIS P/E.
Implied fair value · at HBAN's multiple
Needs EPS (TTM) is negative, HBAN P/E.
Snapshot Sep 4, 4:00 PM ET
Metric by metric
Filter, sort, and scan the equity metrics that matter most for banks: book value, tangible book, returns, and operating efficiency.
Multiple premium
Multiple premium
Profitability lag
Asset efficiency edge
Lower is better
Statements
Bank-focused income statement and equity metrics aligned to the reporting windows.
SEC periods: HBAN FY 2025 (ended Dec 31, 2025) · UIS FY 2025 (ended Dec 31, 2025).
Trendline
Five fiscal years of revenue, earnings, and margins before underwriting a re-rating.
Price framework
Tangible book and profitability anchor a bank, not enterprise value.
Deposits and cash-like balances distort enterprise value for banks, so this section reads equity value, tangible book and profitability instead.
Price / tangible book
Market cap
$34.56B
Tangible equity
$18.20B
Price / tangible book
1.90x
Price / book
1.42x
Return on equity
9.1%
Return on assets
1.0%
Efficiency ratio
40.2%
Price / tangible book
Market cap
$191.04M
Tangible equity
-$507.60M
Price / tangible book
N/M
Price / book
N/M
Return on equity
120.2%
Return on assets
-18.4%
Efficiency ratio
—
Price framework
The same filing-backed model used on each company's valuation page, with company-specific inputs and calculated scenarios.
Huntington Bancshares Incorporated · implied price per share
Bank model off — standard DCF modelling is disabled for financial institutions.
Unisys Corp · implied price per share
Latest annual free cash flow must be positive to qualify the filing-backed baseline.
Balance sheet health
Financial health checks to separate durable balance sheets from potential value traps.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Not enough data to score either balance sheet.
Debt / equity
Total debt against shareholders' equity
0.76x
-2.48x
Net debt / EBITDA
Leverage against operating earnings
—
-1.48x
Cash and equivalents
Liquid reserves on the balance sheet
—
$413.90M
Total debt
Interest-bearing obligations outstanding
$18.48B
$700.50M
Comparable set
Where the pair sits against the wider banking comparable set.
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LLM-powered synthesis
An on-demand narrative read of the same deterministic data.
This explanation uses an earlier data snapshot or evidence version. Review its generation date and the current figures, or refresh after signing in.
If you believe HBAN’s positive growth and profitability are sustainable while the unusual margin inputs are not representative of the underlying business, then prefer HBAN over UIS because HBAN has better revenue growth, positive net income, and stronger leverage metrics in the provided data.
HBAN trades at $17.55, which is inside its historical band of $15.80 to $19.31, while UIS implied price is only $0.09, highlighting a massive gap that is driven more by business quality and capital structure than by a comparable operating valuation. On the stated multiples, HBAN’s P/E of 12.6x is far richer than UIS’s negative P/E of -0.6x, but UIS’s negative earnings make that comparison less informative.
Supporting Metrics