Huntington Bancshares Incorporated
1.90xPrice / tangible book
Market cap
$34.56B
Tangible equity
$18.20B
Price / tangible book
1.90x
Price / book
1.42x
Return on equity
9.1%
Return on assets
1.0%
Efficiency ratio
40.2%
Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
Decision snapshot: HBAN stock price near parity vs CTSH $17.05 current versus $19.00 implied using P/E multiple.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at CTSH's multiple
Implied fair value · at HBAN's multiple
Snapshot Sep 4, 4:00 PM ET
Metric by metric
Filter, sort, and scan the equity metrics that matter most for banks: book value, tangible book, returns, and operating efficiency.
Multiple discount
Multiple discount
Profitability lag
Asset efficiency lag
Lower is better
Statements
Bank-focused income statement and equity metrics aligned to the reporting windows.
SEC periods: HBAN FY 2025 (ended Dec 31, 2025) · CTSH FY 2025 (ended Dec 31, 2025).
Trendline
Five fiscal years of revenue, earnings, and margins before underwriting a re-rating.
Price framework
Tangible book and profitability anchor a bank, not enterprise value.
Deposits and cash-like balances distort enterprise value for banks, so this section reads equity value, tangible book and profitability instead.
Price / tangible book
Market cap
$34.56B
Tangible equity
$18.20B
Price / tangible book
1.90x
Price / book
1.42x
Return on equity
9.1%
Return on assets
1.0%
Efficiency ratio
40.2%
Price / tangible book
Market cap
$29.54B
Tangible equity
$6.49B
Price / tangible book
4.55x
Price / book
1.97x
Return on equity
14.9%
Return on assets
10.8%
Efficiency ratio
—
Price framework
The same filing-backed model used on each company's valuation page, with company-specific inputs and calculated scenarios.
Huntington Bancshares Incorporated · implied price per share
Bank model off — standard DCF modelling is disabled for financial institutions.
COGNIZANT TECHNOLOGY SOLUTIONS CORPORATION · implied price per share
Debt and bridge-cash inputs are required to translate enterprise value into equity value.
Balance sheet health
Financial health checks to separate durable balance sheets from potential value traps.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Debt / equity
Total debt against shareholders' equity
0.76x
0.04x
Net debt / EBITDA
Leverage against operating earnings
—
-0.35x
Cash and equivalents
Liquid reserves on the balance sheet
—
$1.91B
Total debt
Interest-bearing obligations outstanding
$18.48B
$576.00M
Comparable set
Where the pair sits against the wider banking comparable set.
Keep comparing
Open adjacent comparisons from the same industry to pressure-test the read across multiple pairs.
JPMorgan Chase & Co.
HBAN vs JPM
Bank of America Corporation
HBAN vs BAC
Wells Fargo & Company
HBAN vs WFC
Citigroup Inc.
HBAN vs C
PNC FINANCIAL SERVICES GROUP, INC.
HBAN vs PNC
Accenture plc
HBAN vs ACN
INTERNATIONAL BUSINESS MACHINES CORP
HBAN vs IBM
Infosys Ltd
HBAN vs INFY
EPAM Systems, Inc.
HBAN vs EPAM
LLM-powered synthesis
An on-demand narrative read of the same deterministic data.
This explanation uses an earlier data snapshot or evidence version. Review its generation date and the current figures, or refresh after signing in.
If you believe HBAN can sustain mid-single-digit growth without a deterioration in quality, then holding rather than adding is reasonable because the stock is already near its P/E-implied value and only modestly below its current price.
HBAN’s current price of $17.60 is only 3.4% above the P/E-implied price of $17.00, suggesting the stock is close to fair value on this basis. CTSH-implied range is very wide, which points to uncertainty in the relative valuation setup rather than a clear mispricing.
Supporting Metrics