Huntington Bancshares Incorporated
1.88xPrice / tangible book
Market cap
$34.26B
Tangible equity
$18.20B
Price / tangible book
1.88x
Price / book
1.41x
Return on equity
9.1%
Return on assets
1.0%
Efficiency ratio
40.2%
Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
Decision snapshot: HBAN stock price at discount vs ROL $16.90 current versus $44.72 implied using P/E multiple.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at ROL's multiple
Implied fair value · at HBAN's multiple
Snapshot Sep 8, 11:32 AM ET
Metric by metric
Filter, sort, and scan the equity metrics that matter most for banks: book value, tangible book, returns, and operating efficiency.
Multiple discount
Multiple premium
Profitability lag
Asset efficiency lag
Lower is better
Statements
Bank-focused income statement and equity metrics aligned to the reporting windows.
SEC periods: HBAN FY 2025 (ended Dec 31, 2025) · ROL FY 2025 (ended Dec 31, 2025).
Trendline
Five fiscal years of revenue, earnings, and margins before underwriting a re-rating.
Price framework
Tangible book and profitability anchor a bank, not enterprise value.
Deposits and cash-like balances distort enterprise value for banks, so this section reads equity value, tangible book and profitability instead.
Price / tangible book
Market cap
$34.26B
Tangible equity
$18.20B
Price / tangible book
1.88x
Price / book
1.41x
Return on equity
9.1%
Return on assets
1.0%
Efficiency ratio
40.2%
Price / tangible book
Market cap
$16.87B
Tangible equity
-$343.00K
Price / tangible book
N/M
Price / book
12.28x
Return on equity
38.3%
Return on assets
16.8%
Efficiency ratio
—
Price framework
The same filing-backed model used on each company's valuation page, with company-specific inputs and calculated scenarios.
Huntington Bancshares Incorporated · implied price per share
Bank model off — standard DCF modelling is disabled for financial institutions.
ROLLINS, INC. · implied price per share
Bear
$16.20
Base
$19.57
Bull
$24.12
Balance sheet health
Financial health checks to separate durable balance sheets from potential value traps.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Debt / equity
Total debt against shareholders' equity
0.76x
0.44x
Net debt / EBITDA
Leverage against operating earnings
—
0.60x
Cash and equivalents
Liquid reserves on the balance sheet
—
$100.00M
Total debt
Interest-bearing obligations outstanding
$18.48B
$609.83M
Comparable set
Where the pair sits against the wider banking comparable set.
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LLM-powered synthesis
An on-demand narrative read of the same deterministic data.
This explanation uses an earlier data snapshot or evidence version. Review its generation date and the current figures, or refresh after signing in.
If you believe HBAN's earnings multiple is the right anchor and the anomalous margin data are not distorting the comparison, then HBAN looks worth owning for relative upside because the current price of $17.04 is far below the $48.42 implied price; if you want cleaner operating comparables, the data favor waiting because ROL has more coherent profitability and faster revenue growth.
HBAN's current price of $17.04 sits well below ROL implied price of $48.42, suggesting substantial upside on a relative P/E basis. However, the stock is already near the top of its own historical band, which tempers the apparent discount and argues for caution.
Supporting Metrics