Huntington Bancshares Incorporated
1.90xPrice / tangible book
Market cap
$34.56B
Tangible equity
$18.20B
Price / tangible book
1.90x
Price / book
1.42x
Return on equity
9.1%
Return on assets
1.0%
Efficiency ratio
40.2%
Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
Decision snapshot: HBAN stock price at discount vs CTAS $17.05 current versus $56.76 implied using P/E multiple.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at CTAS's multiple
Implied fair value · at HBAN's multiple
Snapshot Sep 4, 4:00 PM ET
Metric by metric
Filter, sort, and scan the equity metrics that matter most for banks: book value, tangible book, returns, and operating efficiency.
Multiple discount
Multiple discount
Profitability lag
Asset efficiency lag
Lower is better
Statements
Bank-focused income statement and equity metrics aligned to the reporting windows.
SEC periods: HBAN FY 2025 (ended Dec 31, 2025) · CTAS FY 2026 (ended May 31, 2026). Fiscal years are not aligned.
Trendline
Six fiscal years of revenue, earnings, and margins before underwriting a re-rating.
Price framework
Tangible book and profitability anchor a bank, not enterprise value.
Deposits and cash-like balances distort enterprise value for banks, so this section reads equity value, tangible book and profitability instead.
Price / tangible book
Market cap
$34.56B
Tangible equity
$18.20B
Price / tangible book
1.90x
Price / book
1.42x
Return on equity
9.1%
Return on assets
1.0%
Efficiency ratio
40.2%
Price / tangible book
Market cap
$80.24B
Tangible equity
$889.00M
Price / tangible book
90.26x
Price / book
15.61x
Return on equity
38.9%
Return on assets
19.0%
Efficiency ratio
—
Price framework
The same filing-backed model used on each company's valuation page, with company-specific inputs and calculated scenarios.
Huntington Bancshares Incorporated · implied price per share
Bank model off — standard DCF modelling is disabled for financial institutions.
Cintas Corporation · implied price per share
Debt and bridge-cash inputs are required to translate enterprise value into equity value.
Balance sheet health
Financial health checks to separate durable balance sheets from potential value traps.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Not enough data to score either balance sheet.
Debt / equity
Total debt against shareholders' equity
0.76x
0.47x
Net debt / EBITDA
Leverage against operating earnings
—
0.69x
Cash and equivalents
Liquid reserves on the balance sheet
—
$289.02M
Total debt
Interest-bearing obligations outstanding
$18.48B
$2.43B
Comparable set
Where the pair sits against the wider banking comparable set.
Keep comparing
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LLM-powered synthesis
An on-demand narrative read of the same deterministic data.
This explanation uses an earlier data snapshot or evidence version. Review its generation date and the current figures, or refresh after signing in.
If you believe the P/E-based implied price is meaningful and the data quality issues will not undermine comparability, then consider HBAN as a potential value opportunity; otherwise, wait, because the DCF range is far below spot and CTAS comparison is too inconsistent to justify a high-conviction buy.
HBAN’s current price of $17.04 is far below the P/E-derived implied price of $64.64, suggesting a large upside gap on that single framework. However, CTAS comparison is not clean: HBAN trades at 12.3x P/E versus CTAS at 46.5x, but HBAN’s P/S at 22.1x is above CTAS at 7.9x, and the DCF range of $4.79-$6.48 is materially below the current price.
Supporting Metrics