Huntington Bancshares Incorporated
—Price / book
Market cap
—
Tangible equity
$18.20B
Price / tangible book
—
Price / book
—
Return on equity
9.1%
Return on assets
1.0%
Efficiency ratio
55.7%
Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
FY 2025 · Mkt capMarket cap $279.07B
Decision snapshot: HBAN stock price vs IBM: inconclusive — current versus $36.86 implied using P/E multiple.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at IBM's multiple
Implied fair value · at HBAN's multiple
Needs HBAN P/E.
Live quote
As of 2025-12-31
Metric by metric
Filter, sort, and scan the equity metrics that matter most for banks: book value, tangible book, returns, and operating efficiency.
Lower is better
Lower is better
Profitability lag
Asset efficiency lag
Lower is better
Statements
Bank-focused income statement and equity metrics aligned to the reporting windows.
SEC periods: HBAN FY 2025 (ended Dec 31, 2025) · IBM FY 2025 (ended Dec 31, 2025).
Trendline
Five fiscal years of revenue, earnings, and margins before underwriting a re-rating.
Price framework
Tangible book and profitability anchor a bank, not enterprise value.
Deposits and cash-like balances distort enterprise value for banks, so this section reads equity value, tangible book and profitability instead.
Price / book
Market cap
—
Tangible equity
$18.20B
Price / tangible book
—
Price / book
—
Return on equity
9.1%
Return on assets
1.0%
Efficiency ratio
55.7%
Price / tangible book
Market cap
$279.07B
Tangible equity
-$38.56B
Price / tangible book
N/M
Price / book
8.55x
Return on equity
32.4%
Return on assets
7.0%
Efficiency ratio
—
Price framework
Discounted free cash flow, then bridged to a per-share price. Same assumptions applied to both companies.
Huntington Bancshares Incorporated · implied price per share
Bank model off — standard DCF modelling is disabled for financial institutions.
INTERNATIONAL BUSINESS MACHINES CORP · implied price per share
Bear
$110.58
Base
$130.10
Bull
$149.61
Balance sheet health
Financial health checks to separate durable balance sheets from potential value traps.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Not enough data to score either balance sheet.
Debt / equity
Total debt against shareholders' equity
0.76x
1.88x
Net debt / EBITDA
Leverage against operating earnings
0.03x
2.26x
Cash and equivalents
Liquid reserves on the balance sheet
$18.14B
$14.20B
Total debt
Interest-bearing obligations outstanding
$18.48B
$61.26B
Comparable set
Where the pair sits against the wider banking comparable set.
Keep comparing
Open adjacent comparisons from the same industry to pressure-test the read across multiple pairs.
JPMorgan Chase & Co.
HBAN vs JPM
Bank of America Corporation
HBAN vs BAC
Wells Fargo & Company
HBAN vs WFC
Citigroup Inc.
HBAN vs C
PNC FINANCIAL SERVICES GROUP, INC.
HBAN vs PNC
Microsoft Corporation
HBAN vs MSFT
Oracle Corporation
HBAN vs ORCL
Cisco Systems, Inc.
HBAN vs CSCO
Cognizant Technology Solutions Corporation
HBAN vs CTSH
Live quote
LLM-powered synthesis
An on-demand narrative read of the same deterministic data.
The deterministic comparison remains available. Sign in when you want an on-demand narrative synthesis of the same data.