Global Payments Inc.
14.82xPrice / tangible book
Market cap
$23.43B
Tangible equity (USD)
$1.58B
Price / tangible book
14.82x
Price / book
1.02x
Net income / ending equity
6.1%
Net income / ending assets
2.6%
Efficiency ratio
—
Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
FY 2025 ·
Decision snapshot: GPN stock price near parity vs JPM $88.55 current versus $102.08 implied using P/E multiple.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at JPM's multiple
Implied fair value · at GPN's multiple
Snapshot Sep 10, 2026, 4:00 PM ET
Metric by metric
Filter, sort, and scan the equity metrics that matter most for banks: book value, tangible book, returns, and operating efficiency.
Multiple discount
Multiple premium
Profitability lag
Asset efficiency edge
Lower is better
Statements
Reported bank earnings and balances, with each company’s reporting period shown.
Values retain reported currencies and share bases. Select a figure to inspect its period, calculation and filing inputs. Differences require compatible units and periods.
Explore enterprise value and market valuation multiples in the valuation sections.
Trendline
Eight period-end years of reported revenue, earnings, and margins. Periods and currencies are shown with the data.
Price framework
Tangible book and profitability anchor a bank, not enterprise value.
Deposits and cash-like balances distort enterprise value for banks, so this section reads equity value, tangible book and profitability instead.
Price / tangible book
Market cap
$23.43B
Tangible equity (USD)
$1.58B
Price / tangible book
14.82x
Price / book
1.02x
Net income / ending equity
6.1%
Net income / ending assets
2.6%
Efficiency ratio
—
Price / tangible book
Market cap
$939.83B
Tangible equity (USD)
$307.11B
Price / tangible book
3.06x
Price / book
2.59x
Net income / ending equity
15.7%
Net income / ending assets
1.3%
Efficiency ratio
52.4%
Price framework
The same filing-backed model used on each company's valuation page, with company-specific inputs and calculated scenarios.
GLOBAL PAYMENTS INC. · implied price per share
Debt and bridge-cash inputs are required to translate enterprise value into equity value.
JPMORGAN CHASE & CO · implied price per share
Bank model off — standard DCF modelling is disabled for financial institutions.
Balance sheet health
Inspect reported liquidity and leverage alongside historical financial-health checks.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Cash excludes investments. EBITDA is an operating-income-plus-D&A proxy. Missing borrowing categories remain unavailable; select a value to inspect its inputs.
Comparable set
Where the pair sits against the wider banking comparable set.
Keep comparing
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LLM-powered synthesis
An explanation of the financial evidence. Check its snapshot date against the figures above.
This explanation uses an earlier data snapshot or evidence version. Review its generation date and the current figures, or refresh after signing in.
If you believe GPN can reverse its revenue decline and improve capital efficiency without worsening leverage, then the stock offers moderate upside versus the current price because it already trades below the $93.03 implied price and at a discount to JPM on P/E and P/S.
GPN trades at 13.6x P/E versus JPM at 16.1x, and the current price of $78.63 sits below JPM-implied $85.51-$196.76 range but within its own historical band. The implied price of $93.03 suggests 18.3% upside, though the valuation gap appears partly justified by GPN’s weaker fundamentals and quality scores.
Supporting Metrics