Global Payments Inc.
14.82xPrice / tangible book
Market cap
$23.43B
Tangible equity (USD)
$1.58B
Price / tangible book
14.82x
Price / book
1.02x
Net income / ending equity
6.1%
Net income / ending assets
2.6%
Efficiency ratio
—
Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
FY 2025 · View financials
Decision snapshot: GPN stock price vs V: inconclusive Relative valuation is incomplete for this pair. Review the available filing metrics before drawing a conclusion.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at V's multiple
Needs V P/E.
Implied fair value · at GPN's multiple
Needs Annual EPS.
Snapshot Sep 10, 2026, 4:00 PM ET
Metric by metric
Filter, sort, and scan the equity metrics that matter most for banks: book value, tangible book, returns, and operating efficiency.
Lower is better
Lower is better
Profitability lag
Asset efficiency lag
Lower is better
Statements
Reported bank earnings and balances, with each company’s reporting period shown.
Values retain reported currencies and share bases. Select a figure to inspect its period, calculation and filing inputs. Differences require compatible units and periods.
Explore enterprise value and market valuation multiples in the valuation sections.
Trendline
Eight period-end years of reported revenue, earnings, and margins. Periods and currencies are shown with the data.
Price framework
Tangible book and profitability anchor a bank, not enterprise value.
Deposits and cash-like balances distort enterprise value for banks, so this section reads equity value, tangible book and profitability instead.
Price / tangible book
Market cap
$23.43B
Tangible equity (USD)
$1.58B
Price / tangible book
14.82x
Price / book
1.02x
Net income / ending equity
6.1%
Net income / ending assets
2.6%
Efficiency ratio
—
Price / book
Market cap
—
Tangible equity (USD)
-$9.62B
Price / tangible book
—
Price / book
—
Net income / ending equity
52.9%
Net income / ending assets
20.1%
Efficiency ratio
—
Price framework
The same filing-backed model used on each company's valuation page, with company-specific inputs and calculated scenarios.
GLOBAL PAYMENTS INC. · implied price per share
Debt and bridge-cash inputs are required to translate enterprise value into equity value.
VISA INC. · implied price per share
Bank model off — standard DCF modelling is disabled for financial institutions.
Balance sheet health
Inspect reported liquidity and leverage alongside historical financial-health checks.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Cash excludes investments. EBITDA is an operating-income-plus-D&A proxy. Missing borrowing categories remain unavailable; select a value to inspect its inputs.
Comparable set
Where the pair sits against the wider banking comparable set.
Keep comparing
Open adjacent comparisons from the same industry to pressure-test the read across multiple pairs.
LLM-powered synthesis
An explanation of the financial evidence. Check its snapshot date against the figures above.
This explanation uses an earlier data snapshot or evidence version. Review its generation date and the current figures, or refresh after signing in.
If you believe GPN can reaccelerate revenue growth and materially improve margins without increasing leverage, then the stock may be worth holding or buying on weakness because the current price is below the DCF range; otherwise, the valuation discount is not enough to offset the weak quality and profitability profile versus V.
GPN trades below V-implied price range and well below DCF, but the gap is not supported by fundamental outperformance. The implied P/E valuation of $49.55 versus the current price of $86.03 suggests 42.4% downside under that framework.
Supporting Metrics