Gen Digital Inc.
N/MPrice / tangible book
Market cap
$18.35B
Tangible equity
-$10.48B
Price / tangible book
N/M
Price / book
7.03x
Return on equity
37.3%
Return on assets
6.2%
Efficiency ratio
—
Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
Decision snapshot: GEN stock price at premium vs ZION $30.65 current versus $18.12 implied using P/E multiple.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at ZION's multiple
Implied fair value · at GEN's multiple
Snapshot Sep 4, 4:00 PM ET
Metric by metric
Filter, sort, and scan the equity metrics that matter most for banks: book value, tangible book, returns, and operating efficiency.
Multiple premium
Multiple discount
Profitability edge
Asset efficiency edge
Lower is better
Statements
Bank-focused income statement and equity metrics aligned to the reporting windows.
SEC periods: GEN FY 2026 (ended Apr 3, 2026) · ZION FY 2025 (ended Dec 31, 2025). Fiscal years are not aligned.
Trendline
Six fiscal years of revenue, earnings, and margins before underwriting a re-rating.
Price framework
Tangible book and profitability anchor a bank, not enterprise value.
Deposits and cash-like balances distort enterprise value for banks, so this section reads equity value, tangible book and profitability instead.
Price / tangible book
Market cap
$18.35B
Tangible equity
-$10.48B
Price / tangible book
N/M
Price / book
7.03x
Return on equity
37.3%
Return on assets
6.2%
Efficiency ratio
—
Price / tangible book
Market cap
$10.12B
Tangible equity
$6.09B
Price / tangible book
1.66x
Price / book
1.41x
Return on equity
12.5%
Return on assets
1.0%
Efficiency ratio
43.3%
Price framework
The same filing-backed model used on each company's valuation page, with company-specific inputs and calculated scenarios.
Gen Digital Inc. · implied price per share
Debt and bridge-cash inputs are required to translate enterprise value into equity value.
ZIONS BANCORPORATION, NATIONAL ASSOCIATION · implied price per share
Bank model off — standard DCF modelling is disabled for financial institutions.
Balance sheet health
Financial health checks to separate durable balance sheets from potential value traps.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Debt / equity
Total debt against shareholders' equity
3.21x
0.64x
Net debt / EBITDA
Leverage against operating earnings
3.44x
—
Cash and equivalents
Liquid reserves on the balance sheet
$283.00M
—
Total debt
Interest-bearing obligations outstanding
$8.38B
$4.58B
Comparable set
Where the pair sits against the wider banking comparable set.
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