Gen Digital Inc.
N/MPrice / tangible book
Market cap
$17.77B
Tangible equity
-$10.48B
Price / tangible book
N/M
Price / book
6.81x
Return on equity
37.3%
Return on assets
6.2%
Efficiency ratio
—
Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
Decision snapshot: GEN stock price at premium vs FCNCA $29.69 current versus $20.69 implied using P/E multiple.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at FCNCA's multiple
Implied fair value · at GEN's multiple
Snapshot Sep 8, 2026, 12:47 PM ET
Metric by metric
Filter, sort, and scan the equity metrics that matter most for banks: book value, tangible book, returns, and operating efficiency.
Multiple premium
Multiple discount
Profitability edge
Asset efficiency edge
Lower is better
Statements
Bank-focused income statement and equity metrics aligned to the reporting windows.
SEC periods: GEN FY 2026 (ended Apr 3, 2026) · FCNCA FY 2025 (ended Dec 31, 2025). Fiscal years are not aligned.
Trendline
Six fiscal years of revenue, earnings, and margins before underwriting a re-rating.
Price framework
Tangible book and profitability anchor a bank, not enterprise value.
Deposits and cash-like balances distort enterprise value for banks, so this section reads equity value, tangible book and profitability instead.
Price / tangible book
Market cap
$17.77B
Tangible equity
-$10.48B
Price / tangible book
N/M
Price / book
6.81x
Return on equity
37.3%
Return on assets
6.2%
Efficiency ratio
—
Price / tangible book
Market cap
$25.55B
Tangible equity
$21.70B
Price / tangible book
1.18x
Price / book
1.15x
Return on equity
9.9%
Return on assets
1.0%
Efficiency ratio
41.8%
Price framework
The same filing-backed model used on each company's valuation page, with company-specific inputs and calculated scenarios.
Gen Digital Inc. · implied price per share
Debt and bridge-cash inputs are required to translate enterprise value into equity value.
FIRST CITIZENS BANCSHARES INC /DE/ · implied price per share
Bank model off — standard DCF modelling is disabled for financial institutions.
Balance sheet health
Financial health checks to separate durable balance sheets from potential value traps.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Debt / equity
Total debt against shareholders' equity
3.21x
1.62x
Net debt / EBITDA
Leverage against operating earnings
3.44x
—
Cash and equivalents
Liquid reserves on the balance sheet
$283.00M
—
Total debt
Interest-bearing obligations outstanding
$8.38B
$36.01B
Comparable set
Where the pair sits against the wider banking comparable set.
Keep comparing
Open adjacent comparisons from the same industry to pressure-test the read across multiple pairs.
CrowdStrike Holdings, Inc.
GEN vs CRWD
Palo Alto Networks Inc
GEN vs PANW
Fortinet, Inc.
GEN vs FTNT
Okta, Inc.
GEN vs OKTA
Zscaler, Inc.
GEN vs ZS
JPMorgan Chase & Co.
GEN vs JPM
Bank of America Corporation
GEN vs BAC
Wells Fargo & Company
GEN vs WFC
Citigroup Inc.
GEN vs C
PNC Financial Services Group, Inc.
GEN vs PNC
Truist Financial Corporation
GEN vs TFC
U.S. Bancorp
GEN vs USB
Huntington Bancshares Incorporated
GEN vs HBAN
LLM-powered synthesis
An explanation of the financial evidence. Check its snapshot date against the figures above.
The deterministic comparison remains available. Sign in when you want an on-demand narrative synthesis of the same data.