Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
Decision snapshot: ALLY stock price vs WFC: inconclusive Relative valuation is incomplete for this pair. Review the available filing metrics before drawing a conclusion.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at WFC's multiple
Needs WFC P/E.
Implied fair value · at ALLY's multiple
Needs ALLY P/E.
Price unavailable
Metric by metric
Where each company leads, and how wide the gap is.
Higher is better
Reported gross margin
Operating income + D&A
Lower is better
Not comparable
Lower leverage
Statements
Annual statements in reported currencies, with calculations and source evidence.
Values retain reported currencies and share bases. Select a figure to inspect its period, calculation and filing inputs. Differences require compatible units and periods.
Explore enterprise value and market valuation multiples in the valuation sections.
Trendline
Ten period-end years of reported revenue, earnings, and margins. Periods and currencies are shown with the data.
Price framework
USD market cap plus reported borrowing debt, less cash and equivalents. This EV proxy excludes investments, preferred stock and noncontrolling-interest adjustments.
Complete market value, debt and cash evidence is required for enterprise value.
Complete market value, debt and cash evidence is required for enterprise value.
Price framework
The same filing-backed model used on each company's valuation page, with company-specific inputs and calculated scenarios.
Ally Financial Inc. · implied price per share
Five annual free-cash-flow observations are required for the filing-backed baseline.
WELLS FARGO & COMPANY/MN · implied price per share
Five annual free-cash-flow observations are required for the filing-backed baseline.
Balance sheet health
Inspect reported liquidity and leverage alongside historical financial-health checks.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Not enough data to score either balance sheet.
Comparable set
Where the pair sits against the wider comparable set.
Keep comparing
Open adjacent comparisons from the same industry to pressure-test the read across multiple pairs.
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ALLY vs USB
FIFTH THIRD BANCORP
ALLY vs FITB
REGIONS FINANCIAL CORP
ALLY vs RF
JPMorgan Chase & Co.
ALLY vs JPM
Bank of America Corporation
ALLY vs BAC
Citigroup Inc.
ALLY vs C
The Goldman Sachs Group, Inc.
ALLY vs GS
Morgan Stanley
ALLY vs MS
TRUIST FINANCIAL CORP
ALLY vs TFC
Cash excludes investments. EBITDA is an operating-income-plus-D&A proxy. Missing borrowing categories remain unavailable; select a value to inspect its inputs.
LLM-powered synthesis
An explanation of the financial evidence. Check its snapshot date against the figures above.
This explanation uses an earlier data snapshot or evidence version. Review its generation date and the current figures, or refresh after signing in.
If you believe ALLY can close the profitability gap versus WFC and justify a higher earnings multiple, then hold or add because the current model already embeds -24.5% downside; otherwise, the valuation and quality data favor caution given ALLY’s weaker net margin and higher P/E.
ALLY’s implied price of $32.73 is 24.5% below its current price of $43.33, suggesting downside on the P/E framework. The valuation signal is mixed because ALLY trades at 18.3x P/E versus WFC at 13.8x, but ALLY’s 1.7x P/S is below WFC’s 3.0x, and the provided WFC implied range is wide enough to reduce conviction.
Supporting Metrics
