Ally Financial Inc.
0.83xPrice / tangible book
Market cap
$12.72B
Tangible equity (USD)
$15.31B
Price / tangible book
0.83x
Price / book
0.82x
Net income / ending equity
5.5%
Net income / ending assets
0.4%
Efficiency ratio
68.1%
Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
FY 2025 ·
Decision snapshot: ALLY stock price vs FITB: inconclusive Relative valuation is incomplete for this pair. Review the available filing metrics before drawing a conclusion.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at FITB's multiple
Needs FITB P/E.
Implied fair value · at ALLY's multiple
Price unavailable
Metric by metric
Filter, sort, and scan the equity metrics that matter most for banks: book value, tangible book, returns, and operating efficiency.
Lower is better
Lower is better
Profitability lag
Asset efficiency lag
Lower is better
Statements
Reported bank earnings and balances, with each company’s reporting period shown.
Values retain reported currencies and share bases. Select a figure to inspect its period, calculation and filing inputs. Differences require compatible units and periods.
Explore enterprise value and market valuation multiples in the valuation sections.
Trendline
Ten period-end years of reported revenue, earnings, and margins. Periods and currencies are shown with the data.
Price framework
Tangible book and profitability anchor a bank, not enterprise value.
Deposits and cash-like balances distort enterprise value for banks, so this section reads equity value, tangible book and profitability instead.
Price / tangible book
Market cap
$12.72B
Tangible equity (USD)
$15.31B
Price / tangible book
0.83x
Price / book
0.82x
Net income / ending equity
5.5%
Net income / ending assets
0.4%
Efficiency ratio
68.1%
Price / book
Market cap
—
Tangible equity (USD)
$16.71B
Price / tangible book
—
Price / book
—
Net income / ending equity
11.6%
Net income / ending assets
1.2%
Efficiency ratio
—
Price framework
The same filing-backed model used on each company's valuation page, with company-specific inputs and calculated scenarios.
Ally Financial Inc. · implied price per share
Five annual free-cash-flow observations are required for the filing-backed baseline.
FIFTH THIRD BANCORP · implied price per share
Bank model off — standard DCF modelling is disabled for financial institutions.
Balance sheet health
Inspect reported liquidity and leverage alongside historical financial-health checks.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Not enough data to score either balance sheet.
Cash excludes investments. EBITDA is an operating-income-plus-D&A proxy. Missing borrowing categories remain unavailable; select a value to inspect its inputs.
Comparable set
Where the pair sits against the wider banking comparable set.
Keep comparing
Open adjacent comparisons from the same industry to pressure-test the read across multiple pairs.
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ALLY vs TFC
LLM-powered synthesis
An explanation of the financial evidence. Check its snapshot date against the figures above.
This explanation uses an earlier data snapshot or evidence version. Review its generation date and the current figures, or refresh after signing in.
If you believe ALLY can materially improve profitability and close the margin gap versus FITB, then hold or add selectively; otherwise, the current P/E gap and weaker quality profile argue for reducing exposure because the data points to downside versus the implied $37.93 value.
ALLY trades at 18.7x P/E versus 16.0x for FITB, yet the implied price from the comparison work is $37.93 versus ALLY's current $44.25, suggesting 14.3% downside. The market is also assigning ALLY only 1.7x P/S versus FITB's 5.2x, but that relative sales multiple does not offset the weaker earnings profile.
Supporting Metrics