Dollar Amounts
USD (Millions)
Balance sheet data in USD (millions)
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Over 2021–2024 Citigroup’s balance sheet was broadly stable with a modest expansion from $2.29 trillion in total assets (2021) to a peak of $2.42 trillion in 2022, followed by a small pullback to $2.35 trillion by 2024 (≈+2.7% net growth 2021–24; down ~2.6% from the 2022 peak). Liabilities followed the same pattern—rising from $2.09 trillion in 2021 to $2.21 trillion in 2022 and then easing to $2.14 trillion in 2024 (≈+2.6% net increase 2021–24). Stockholders’ equity was the most stable item: it dipped slightly in 2022 to $201.2 billion, then rose to $208.6 billion by 2024 (≈+3.3% 2021–24). As a result the equity-to-asset ratio moved from ~8.8% (2021) down to ~8.3% (2022) and back up to ~8.9% (2024), while leverage (assets/equity) peaked in 2022 (~12.0x) and eased to ~11.3x in 2024. The picture suggests modest deleveraging and a slightly stronger capital cushion entering 2024 rather than any abrupt stress—assets and liabilities contracted only modestly after 2022 while book equity slowly recovered. In an industry context, the 2022 peak and subsequent normalization are consistent with broader post‑pandemic and interest‑rate driven balance-sheet shifts (asset re-pricing, deposit mix and funding cost changes) and, in the wake of 2023 sector volatility, many large banks focused on stabilizing funding and capital. There are no dramatic swings in these headline balance-sheet totals, but the gradual increase in equity relative to assets points to a conservative tilt compared with the 2022 leverage peak. (Note: 2025 values are not provided.)
This analysis is for informational purposes only and does not constitute financial advice or recommendations for any investment decisions. Please consult with a qualified financial professional for personalized guidance.