Fifth Third’s balance sheet was broadly stable in size from 2021–2024, with total assets hovering around $210–215 billion (211,116 in 2021 → 212,927 in 2024, a net +0.9% change). Assets fell modestly in 2022 (to $207,452, −1.7%) then recovered in 2023 (+3.4%) before a small decline in 2024 (−0.8%). Total liabilities moved modestly higher overall (188,906 → 193,282, +2.3%), rising in 2022–2023 and easing slightly in 2024, which indicates the bank’s funding base remained the primary driver of balance-sheet size rather than large asset expansion or contraction. The most noteworthy movement is in shareholders’ equity: equity fell sharply in 2022 (from $22,210m to $17,327m, −22.0%), then partially recovered to $19,645m by 2024. That drop materially reduced the equity-to-assets ratio from about 10.5% (2021) to 8.4% (2022), with a partial rebound to ~9.2% in 2024 — signaling a capital hit in 2022 and only partial replenishment thereafter. For a regional bank, a sudden equity decline like this often reflects one-time charges, elevated loan loss provisions, mark-to-market losses, or dividends/repurchases combined with weaker earnings; liabilities remained a stable share of funding rather than showing aggressive deleveraging. Note the 2025 row contains zeros (missing data), so no comment is possible for that year.
This analysis is for informational purposes only and does not constitute financial advice or recommendations for any investment decisions. Please consult with a qualified financial professional for personalized guidance.