Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
Decision snapshot: WM stock price vs CFG: inconclusive Relative valuation is incomplete for this pair. Review the available filing metrics before drawing a conclusion.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at CFG's multiple
Needs CFG P/E.
Implied fair value · at WM's multiple
Needs WM P/E.
Price unavailable
Metric by metric
Filter, sort, and scan the equity metrics that matter most for banks: book value, tangible book, returns, and operating efficiency.
Lower is better
Lower is better
Profitability edge
Asset efficiency edge
Lower is better
Statements
Bank-focused income statement and equity metrics aligned to the reporting windows.
SEC periods: WM FY 2025 (ended Dec 31, 2025) · CFG FY 2025 (ended Dec 31, 2025).
Trendline
Five fiscal years of revenue, earnings, and margins before underwriting a re-rating.
Price framework
Tangible book and profitability anchor a bank, not enterprise value.
Deposits and cash-like balances distort enterprise value for banks, so this section reads equity value, tangible book and profitability instead.
Price / book
Market cap
—
Tangible equity
-$7.66B
Price / tangible book
—
Price / book
—
Return on equity
27.1%
Return on assets
5.9%
Efficiency ratio
—
Price / book
Market cap
—
Tangible equity
$18.02B
Price / tangible book
—
Price / book
—
Return on equity
7.0%
Return on assets
0.8%
Efficiency ratio
44.0%
Price framework
The same filing-backed model used on each company's valuation page, with company-specific inputs and calculated scenarios.
WASTE MANAGEMENT INC · implied price per share
Bear
$18.68
Base
$31.87
Bull
$49.05
CITIZENS FINANCIAL GROUP INC/RI · implied price per share
Bank model off — standard DCF modelling is disabled for financial institutions.
Balance sheet health
Financial health checks to separate durable balance sheets from potential value traps.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Not enough data to score either balance sheet.
Debt / equity
Total debt against shareholders' equity
2.29x
0.43x
Net debt / EBITDA
Leverage against operating earnings
4.76x
—
Cash and equivalents
Liquid reserves on the balance sheet
$201.00M
—
Total debt
Interest-bearing obligations outstanding
$22.91B
$11.28B
Comparable set
Where the pair sits against the wider banking comparable set.
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LLM-powered synthesis
An explanation of the financial evidence. Check its snapshot date against the figures above.
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