Unum Group
$18.78B- Market cap
- $15.17B
- Debt
- +$3.77B
- Cash
- −$158.20M
Capital structure 80% equity / 20% debt · EV / Revenue 1.44x · EV / EBITDA 20.12x
Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
FY 2025 · Mkt capMarket cap $15.17B · View financials
Snapshot Sep 4, 4:00 PM ET
FY 2026 · Mkt cap
Decision snapshot: UNM stock price at premium vs PD $95.85 current versus $31.10 implied using P/E multiple.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at PD's multiple
Implied fair value · at UNM's multiple
Snapshot Sep 4, 4:00 PM ET
Metric by metric
Where each company leads, and how wide the gap is.
Growth lag
Pricing power
Operating leverage
Multiple discount
Expensive
Lower leverage
Statements
Core statements aligned to each company's latest fiscal year.
SEC periods: UNM FY 2025 (ended Dec 31, 2025) · PD FY 2026 (ended Jan 31, 2026). Fiscal years are not aligned.
Trendline
11 fiscal years of revenue, earnings, and margins before underwriting a re-rating.
Price framework
Market cap plus debt, less cash.
Capital structure 80% equity / 20% debt · EV / Revenue 1.44x · EV / EBITDA 20.12x
Capital structure 72% equity / 28% debt · EV / Revenue 2.07x · EV / EBITDA 25.41x
UNM carries the larger enterprise value at $18.78B against $1.02B; UNM trades on the lower EV / Revenue multiple (1.44x vs 2.07x); UNM on the lower EV / EBITDA (20.12x vs 25.41x).
Price framework
The same filing-backed model used on each company's valuation page, with company-specific inputs and calculated scenarios.
Unum Group · implied price per share
Debt and bridge-cash inputs are required to translate enterprise value into equity value.
PAGERDUTY, INC. · implied price per share
Debt and bridge-cash inputs are required to translate enterprise value into equity value.
Balance sheet health
Financial health checks to separate durable balance sheets from potential value traps.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Debt / equity
Total debt against shareholders' equity
0.34x
1.66x
Net debt / EBITDA
Leverage against operating earnings
3.87x
-1.22x
Cash and equivalents
Liquid reserves on the balance sheet
$158.20M
$469.84M
Total debt
Interest-bearing obligations outstanding
Comparable set
Where the pair sits against the wider comparable set.
Keep comparing
Open adjacent comparisons from the same industry to pressure-test the read across multiple pairs.
$3.77B
$420.61M
LLM-powered synthesis
An on-demand narrative read of the same deterministic data.
The deterministic comparison remains available. Sign in when you want an on-demand narrative synthesis of the same data.