Umb Financial Corp
—- Market cap
- —
- Debt
- +$79.28M
- Cash
- −$14.03B
Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
FY 2025 · View financials
Decision snapshot: UMBF stock price vs NEE: inconclusive Relative valuation is incomplete for this pair. Review the available filing metrics before drawing a conclusion.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at NEE's multiple
Needs NEE P/E.
Implied fair value · at UMBF's multiple
Needs UMBF P/E.
Live quote
Price unavailable
Metric by metric
Where each company leads, and how wide the gap is.
Growth edge
Pricing power
Operating leverage
Lower is better
Not comparable
Lower leverage
Statements
Core statements aligned to each company's latest fiscal year.
SEC periods: UMBF FY 2025 (ended Dec 31, 2025) · NEE FY 2025 (ended Dec 31, 2025).
Trendline
Five fiscal years of revenue, earnings, and margins before underwriting a re-rating.
Price framework
Market cap plus debt, less cash.
Price framework
Discounted free cash flow, then bridged to a per-share price. Same assumptions applied to both companies.
UMB FINANCIAL CORP · implied price per share
Bear
$430.68
Base
$506.68
Bull
$582.69
NEXTERA ENERGY INC · implied price per share
Bear
-$3.80
Base
-$4.47
Bull
-$5.14
Balance sheet health
Financial health checks to separate durable balance sheets from potential value traps.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Not enough data to score either balance sheet.
Debt / equity
Total debt against shareholders' equity
0.01x
1.70x
Net debt / EBITDA
Leverage against operating earnings
-4.16x
9.40x
Cash and equivalents
Liquid reserves on the balance sheet
$14.03B
$2.81B
Total debt
Interest-bearing obligations outstanding
Comparable set
Where the pair sits against the wider comparable set.
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$79.28M
$93.06B
Live quote
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