Truist Financial Corporation
—- Market cap
- $63.10B
- Debt
- +$69.80B
- Cash
- —
Complete market value, debt and cash evidence is required for enterprise value.
Capital structure 47% equity / 53% debt
Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
Decision snapshot: TFC stock price vs HIMS: inconclusive Relative valuation is incomplete for this pair. Review the available filing metrics before drawing a conclusion.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at HIMS's multiple
Needs HIMS P/E.
Implied fair value · at TFC's multiple
Needs TFC P/E.
Snapshot Sep 4, 4:00 PM ET
Metric by metric
Where each company leads, and how wide the gap is.
Growth lag
Pricing power
Operating leverage
Multiple premium
Not comparable
Lower leverage
Statements
Core statements aligned to each company's latest fiscal year.
SEC periods: TFC FY 2025 (ended Dec 31, 2025) · HIMS FY 2025 (ended Dec 31, 2025).
Trendline
Five fiscal years of revenue, earnings, and margins before underwriting a re-rating.
Price framework
Market cap plus debt, less cash.
Complete market value, debt and cash evidence is required for enterprise value.
Capital structure 47% equity / 53% debt
Capital structure 0% equity / 100% debt · EV / Revenue 0.47x · EV / EBITDA 7.55x
TFC carries the larger enterprise value at $132.90B against $1.11B; HIMS trades on the lower EV / Revenue multiple (0.47x vs 5.42x); TFC on the lower EV / EBITDA (7.53x vs 7.55x).
Price framework
The same filing-backed model used on each company's valuation page, with company-specific inputs and calculated scenarios.
TRUIST FINANCIAL CORPORATION · implied price per share
Five annual free-cash-flow observations are required for the filing-backed baseline.
HIMS & HERS HEALTH, INC. · implied price per share
Debt and bridge-cash inputs are required to translate enterprise value into equity value.
Balance sheet health
Financial health checks to separate durable balance sheets from potential value traps.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Debt / equity
Total debt against shareholders' equity
1.07x
2.48x
Net debt / EBITDA
Leverage against operating earnings
—
7.55x
Cash and equivalents
Liquid reserves on the balance sheet
—
$228.62M
Total debt
Interest-bearing obligations outstanding
$69.80B
$1.34B
Comparable set
Where the pair sits against the wider comparable set.
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