Serve Robotics Inc.
1.41xPrice / tangible book
Market cap
$428.77M
Tangible equity
$303.90M
Price / tangible book
1.41x
Price / book
1.22x
Return on equity
-28.9%
Return on assets
-27.6%
Efficiency ratio
—
Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
Decision snapshot: SERV stock price at discount vs PB $4.95 current versus $7.55 implied using P/TBV multiple.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at PB's multiple
Implied fair value · at SERV's multiple
Snapshot Sep 4, 4:00 PM ET
Metric by metric
Filter, sort, and scan the equity metrics that matter most for banks: book value, tangible book, returns, and operating efficiency.
Multiple premium
Multiple discount
Profitability lag
Asset efficiency lag
Lower is better
Statements
Bank-focused income statement and equity metrics aligned to the reporting windows.
SEC periods: SERV FY 2025 (ended Dec 31, 2025) · PB FY 2025 (ended Dec 31, 2025).
Trendline
Five fiscal years of revenue, earnings, and margins before underwriting a re-rating.
Price framework
Tangible book and profitability anchor a bank, not enterprise value.
Deposits and cash-like balances distort enterprise value for banks, so this section reads equity value, tangible book and profitability instead.
Price / tangible book
Market cap
$428.77M
Tangible equity
$303.90M
Price / tangible book
1.41x
Price / book
1.22x
Return on equity
-28.9%
Return on assets
-27.6%
Efficiency ratio
—
Price / tangible book
Market cap
$8.75B
Tangible equity
$4.06B
Price / tangible book
2.15x
Price / book
1.15x
Return on equity
7.1%
Return on assets
1.4%
Efficiency ratio
32.0%
Price framework
The same filing-backed model used on each company's valuation page, with company-specific inputs and calculated scenarios.
SERVE ROBOTICS INC. · implied price per share
Five annual free-cash-flow observations are required for the filing-backed baseline.
PROSPERITY BANCSHARES, INC. · implied price per share
Bank model off — standard DCF modelling is disabled for financial institutions.
Balance sheet health
Financial health checks to separate durable balance sheets from potential value traps.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Debt / equity
Total debt against shareholders' equity
0.02x
4.04x
Net debt / EBITDA
Leverage against operating earnings
1.01x
16.69x
Cash and equivalents
Liquid reserves on the balance sheet
$106.24M
$10.61B
Total debt
Interest-bearing obligations outstanding
Comparable set
Where the pair sits against the wider banking comparable set.
Keep comparing
Open adjacent comparisons from the same industry to pressure-test the read across multiple pairs.
$7.57M
$30.78B
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