Schwab Charles Corp
6.16xPrice / tangible book
Market cap
$186.41B
Tangible equity (USD)
$30.24B
Price / tangible book
6.16x
Price / book
3.77x
Net income / ending equity
17.9%
Net income / ending assets
1.8%
Efficiency ratio
52.1%
Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
FY 2025 · Mkt capMarket cap $186.41B · View financials
Snapshot Sep 15, 2026, 4:00 PM ET
FY 2025 ·
Decision snapshot: SCHW stock price near parity vs EME $107.79 current versus $121.33 implied using P/E multiple.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at EME's multiple
Implied fair value · at SCHW's multiple
Snapshot Sep 15, 2026, 4:00 PM ET
Metric by metric
Filter, sort, and scan the equity metrics that matter most for banks: book value, tangible book, returns, and operating efficiency.
Multiple discount
Multiple discount
Profitability lag
Asset efficiency lag
Lower is better
Statements
Reported bank earnings and balances, with each company’s reporting period shown.
Values retain reported currencies and share bases. Select a figure to inspect its period, calculation and filing inputs. Differences require compatible units and periods.
Explore enterprise value and market valuation multiples in the valuation sections.
Trendline
Eight period-end years of reported revenue, earnings, and margins. Periods and currencies are shown with the data.
Price framework
Tangible book and profitability anchor a bank, not enterprise value.
Deposits and cash-like balances distort enterprise value for banks, so this section reads equity value, tangible book and profitability instead.
Price / tangible book
Market cap
$186.41B
Tangible equity (USD)
$30.24B
Price / tangible book
6.16x
Price / book
3.77x
Net income / ending equity
17.9%
Net income / ending assets
1.8%
Efficiency ratio
52.1%
Price / tangible book
Market cap
$32.44B
Tangible equity (USD)
$1.15B
Price / tangible book
28.15x
Price / book
8.83x
Net income / ending equity
34.6%
Net income / ending assets
13.7%
Efficiency ratio
—
Price framework
The same filing-backed model used on each company's valuation page, with company-specific inputs and calculated scenarios.
SCHWAB CHARLES CORP · implied price per share
Bank model off — standard DCF modelling is disabled for financial institutions.
EMCOR Group, Inc. · implied price per share
Debt and bridge-cash inputs are required to translate enterprise value into equity value.
Balance sheet health
Inspect reported liquidity and leverage alongside historical financial-health checks.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Cash excludes investments. EBITDA is an operating-income-plus-D&A proxy. Missing borrowing categories remain unavailable; select a value to inspect its inputs.
Comparable set
Where the pair sits against the wider banking comparable set.
Keep comparing
Open adjacent comparisons from the same industry to pressure-test the read across multiple pairs.
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LLM-powered synthesis
An explanation of the financial evidence. Check its snapshot date against the figures above.
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