Quick read
Fair Value Engine
Decision-focused synthesis of expected stock prices combining relative peer multiples and intrinsic models.
Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
Decision snapshot
RNG stock price vs V: inconclusive
Relative valuation is incomplete for this pair. Review the available filing metrics before drawing a conclusion.
Price gap
N/A
Coverage
Medium · 60%
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Quick read
Decision-focused synthesis of expected stock prices combining relative peer multiples and intrinsic models.
Latest stored price
Metric-by-metric
Filter, sort, and scan the equity metrics that matter most for banks: book value, tangible book, returns, and operating efficiency.
| Metric | RNG | V | Spread |
|---|---|---|---|
Price / Book | N/M | N/M | Insufficient data No additional context |
Price / Tangible Book | N/M | N/M | Insufficient data No additional context |
Return on Equity | -7.4% | 52.9% | V leads by 113.9% Higher Return on Equity |
Return on Assets | 2.9% | 20.1% | V leads by 85.5% Higher Return on Assets |
Efficiency ratio | N/M | N/M | Insufficient data No additional context |
Statements
Bank-focused income statement and equity metrics aligned to the reporting windows.
| Metric | RNG | Delta vs V | V |
|---|---|---|---|
| Revenue | $2.52B | 93.7% lower | $40.00B |
| Operating income | $120.55M | 99.5% lower | $23.99B |
| Net income | $43.39M | 99.8% lower | $20.06B |
| EPS | 0.5 | 98.9% lower | 42.7 |
| Revenue growth | 4.8% | 57.8% lower | 11.3% |
| Operating margin | 4.8% | 92.0% lower | 60.0% |
| Net margin | 1.7% | 96.6% lower | 50.1% |
| Return on equity | -7.4% | 113.9% lower | 52.9% |
| Return on assets | 2.9% | 85.5% lower | 20.1% |
| Efficiency ratio | — | N/A | — |
Trendline
Track multi-year revenue, earnings, and margin direction before underwriting a rerating.
Price framework
For bank comparisons, book value, tangible book, and profitability are better anchors than enterprise value.
Price framework
Baseline discounted cash flow model estimating total intrinsic firm value first, then bridging to an implied stock price per share.
Risk control
Financial health checks to separate durable balance sheets from potential value traps.
Comparable set
Place both banks in context relative to a wider peer set using equity multiples, returns, and efficiency.
LLM-powered Synthesis
Based on an earlier data snapshot. Review the filing dates below or refresh after signing in.
RNG screens as much cheaper than V on P/E and P/S, but the comparison is mixed because V has clearly superior growth and profitability while RNG’s leverage and distress metrics are weaker.
If you believe RNG’s low Altman Z-Score overstates downside risk and that its margin profile can improve meaningfully from current levels, then consider holding or selectively buying because the stock is cheap on P/S and below the DCF range; otherwise, V is the cleaner relative-quality choice given its superior growth, margins, and balance-sheet strength.
RNG is trading at a steep discount to V on headline valuation, with a P/E of 83.4x versus 8.5x for V and a P/S of 0.6x versus 4.2x for V. The implied price of $4.07 is far below the current price of $40.01, suggesting the model is heavily penalizing RNG relative to V.
Supporting Metrics