Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
FY 2025 · Mkt capMarket cap $5.73B · View financials
Snapshot Sep 4, 4:00 PM ET
FY 2025 · Mkt cap
Decision snapshot: RLI stock price vs TXRH: inconclusive Relative valuation is incomplete for this pair. Review the available filing metrics before drawing a conclusion.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at TXRH's multiple
Needs TXRH P/E.
Implied fair value · at RLI's multiple
Needs RLI P/E.
Snapshot Sep 4, 4:00 PM ET
Metric by metric
Where each company leads, and how wide the gap is.
Growth lag
Pricing power
Operating leverage
Multiple premium
Not comparable
Lower leverage
Statements
Core statements aligned to each company's latest fiscal year.
SEC periods: RLI FY 2025 (ended Dec 31, 2025) · TXRH FY 2025 (ended Dec 30, 2025). Fiscal years are not aligned.
Trendline
Five fiscal years of revenue, earnings, and margins before underwriting a re-rating.
Price framework
Market cap plus debt, less cash.
Capital structure 98% equity / 2% debt · EV / Revenue 3.07x · EV / EBITDA 11.23x
Capital structure 93% equity / 7% debt · EV / Revenue 2.24x · EV / EBITDA 27.02x
TXRH carries the larger enterprise value at $13.19B against $5.78B; TXRH trades on the lower EV / Revenue multiple (2.24x vs 3.07x); RLI on the lower EV / EBITDA (11.23x vs 27.02x).
Price framework
The same filing-backed model used on each company's valuation page, with company-specific inputs and calculated scenarios.
RLI Corp · implied price per share
Debt and bridge-cash inputs are required to translate enterprise value into equity value.
Texas Roadhouse, Inc. · implied price per share
Debt and bridge-cash inputs are required to translate enterprise value into equity value.
Balance sheet health
Financial health checks to separate durable balance sheets from potential value traps.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Debt / equity
Total debt against shareholders' equity
0.06x
0.61x
Net debt / EBITDA
Leverage against operating earnings
0.09x
1.54x
Cash and equivalents
Liquid reserves on the balance sheet
$51.57M
$134.71M
Total debt
Interest-bearing obligations outstanding
Comparable set
Where the pair sits against the wider comparable set.
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