Regions Financial Corporation
—- Market cap
- $25.75B
- Debt
- +$4.88B
- Cash
- —
Complete market value, debt and cash evidence is required for enterprise value.
Capital structure 84% equity / 16% debt
Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
Decision snapshot: RF stock price at discount vs RL $30.23 current versus $53.29 implied using P/E multiple.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at RL's multiple
Implied fair value · at RF's multiple
Snapshot Sep 8, 2026, 2:48 PM ET
Metric by metric
Where each company leads, and how wide the gap is.
Growth lag
Pricing power
Operating leverage
Multiple premium
Value edge
Lower leverage
Statements
Core statements aligned to each company's latest fiscal year.
SEC periods: RF FY 2025 (ended Dec 31, 2025) · RL FY 2026 (ended Mar 28, 2026). Fiscal years are not aligned.
Trendline
Six fiscal years of revenue, earnings, and margins before underwriting a re-rating.
Price framework
Market cap plus debt, less cash.
Complete market value, debt and cash evidence is required for enterprise value.
Capital structure 84% equity / 16% debt
Capital structure 94% equity / 6% debt · EV / Revenue 2.49x · EV / EBITDA 13.37x
RF carries the larger enterprise value at $30.64B against $20.21B; RL trades on the lower EV / Revenue multiple (2.49x vs 4.33x); RF on the lower EV / EBITDA (6.27x vs 13.37x).
Price framework
The same filing-backed model used on each company's valuation page, with company-specific inputs and calculated scenarios.
Regions Financial Corporation · implied price per share
Five annual free-cash-flow observations are required for the filing-backed baseline.
Ralph Lauren Corporation · implied price per share
Five annual free-cash-flow observations are required for the filing-backed baseline.
Balance sheet health
Financial health checks to separate durable balance sheets from potential value traps.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Debt / equity
Total debt against shareholders' equity
0.26x
0.44x
Net debt / EBITDA
Leverage against operating earnings
—
-0.55x
Cash and equivalents
Liquid reserves on the balance sheet
—
$2.07B
Total debt
Interest-bearing obligations outstanding
$4.88B
$1.24B
Comparable set
Where the pair sits against the wider comparable set.
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LLM-powered synthesis
An explanation of the financial evidence. Check its snapshot date against the figures above.
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