Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
Decision snapshot: PAYX stock price vs AAPL: inconclusive — current versus $148.04 implied using P/E multiple.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at AAPL's multiple
Implied fair value · at PAYX's multiple
Needs PAYX P/E.
Close Dec 31, 2025
Metric by metric
Where each company leads, and how wide the gap is.
Growth edge
Reported gross margin
Operating income + D&A
Lower is better
Not comparable
Lower leverage
Statements
Annual statements in reported currencies, with calculations and source evidence.
Values retain reported currencies and share bases. Select a figure to inspect its period, calculation and filing inputs. Differences require compatible units and periods.
Explore enterprise value and market valuation multiples in the valuation sections.
Trendline
11 period-end years of reported revenue, earnings, and margins. Periods and currencies are shown with the data.
Price framework
USD market cap plus reported borrowing debt, less cash and equivalents. This EV proxy excludes investments, preferred stock and noncontrolling-interest adjustments.
Complete market value, debt and cash evidence is required for enterprise value.
Capital structure 98% equity / 2% debt · EV / Revenue 8.34x · EV proxy / EBITDA proxy 23.29x
Price framework
The same filing-backed model used on each company's valuation page, with company-specific inputs and calculated scenarios.
Paychex, Inc. · implied price per share
Bear
$61.65
Base
$74.19
Bull
$90.52
Apple Inc. · implied price per share
Bear
$130.85
Base
$159.76
Bull
$182.30
Balance sheet health
Inspect reported liquidity and leverage alongside historical financial-health checks.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Comparable set
Where the pair sits against the wider comparable set.
Keep comparing
Open adjacent comparisons from the same industry to pressure-test the read across multiple pairs.
AUTOMATIC DATA PROCESSING INC
PAYX vs ADP
Intuit Inc.
PAYX vs INTU
Workday, Inc.
PAYX vs WDAY
Block, Inc.
PAYX vs SQ
MICROSOFT CORP
PAYX vs MSFT
Alphabet Inc.
PAYX vs GOOGL
Meta Platforms, Inc.
PAYX vs META
NVIDIA CORP
PAYX vs NVDA
INTEL CORP
PAYX vs INTC
CISCO SYSTEMS, INC.
PAYX vs CSCO
Cash excludes investments. EBITDA is an operating-income-plus-D&A proxy. Missing borrowing categories remain unavailable; select a value to inspect its inputs.
Edwyn research
LLM-powered synthesis
An explanation of the financial evidence. Check its snapshot date against the figures above.
This explanation uses an earlier data snapshot or evidence version. Review its generation date and the current figures, or refresh after signing in.
If you believe PAYX can sustain its high margins while improving quality scores and closing the growth gap versus AAPL, then holding or adding may make sense because PAYX already trades at lower valuation multiples than AAPL, but if you require AAPL-like growth and capital efficiency, the current upside case is less convincing.
PAYX trades at a meaningful discount to AAPL on relative valuation, with P/E of 23.2x versus 36.4x, P/S of 6.8x versus 10.9x, and EV/EBITDA of 16.7x versus 30.6x. The implied price of $166.91 suggests 56.9% upside, but that appears to rely on re-rating PAYX toward AAPL multiple despite a very different growth and scale profile.
Supporting Metrics
