Paycom Software, Inc.
—- Market cap
- $10.04B
- Debt
- —
- Cash
- −$370.00M
Complete market value, debt and cash evidence is required for enterprise value.
Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
FY 2025 · Mkt cap
Decision snapshot: PAYC stock price at discount vs TWLO $222.85 current versus $8.92K implied using P/E multiple.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at TWLO's multiple
Implied fair value · at PAYC's multiple
Snapshot Sep 14, 2026, 4:00 PM ET
Metric by metric
Where each company leads, and how wide the gap is.
Growth lag
Reported gross margin
Operating income + D&A
Lower is better
Lower P/E
Lower leverage
Statements
Annual statements in reported currencies, with calculations and source evidence.
Values retain reported currencies and share bases. Select a figure to inspect its period, calculation and filing inputs. Differences require compatible units and periods.
Explore enterprise value and market valuation multiples in the valuation sections.
Trendline
Eight period-end years of reported revenue, earnings, and margins. Periods and currencies are shown with the data.
Price framework
USD market cap plus reported borrowing debt, less cash and equivalents. This EV proxy excludes investments, preferred stock and noncontrolling-interest adjustments.
Complete market value, debt and cash evidence is required for enterprise value.
Complete market value, debt and cash evidence is required for enterprise value.
Price framework
The same filing-backed model used on each company's valuation page, with company-specific inputs and calculated scenarios.
Paycom Software, Inc. · implied price per share
Debt and bridge-cash inputs are required to translate enterprise value into equity value.
TWILIO INC. · implied price per share
Five annual free-cash-flow observations are required for the filing-backed baseline.
Balance sheet health
Inspect reported liquidity and leverage alongside historical financial-health checks.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Comparable set
Where the pair sits against the wider comparable set.
Keep comparing
Open adjacent comparisons from the same industry to pressure-test the read across multiple pairs.
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Cash excludes investments. EBITDA is an operating-income-plus-D&A proxy. Missing borrowing categories remain unavailable; select a value to inspect its inputs.
LLM-powered synthesis
An explanation of the financial evidence. Check its snapshot date against the figures above.
This explanation uses an earlier data snapshot or evidence version. Review its generation date and the current figures, or refresh after signing in.
If you believe PAYC can sustain its high margins and avoid multiple compression despite only mid-single-digit-to-high-single-digit growth, then hold or accumulate on weakness because its profitability profile is far stronger than TWLO’s and its leverage is minimal; otherwise, the DCF range and position near the top of the historical band argue for caution at the current price.
The valuation gap is extreme on the provided P/E basis, with an implied price of $7,433.60 versus a current price of $215.97, but this appears driven by the very high TWLO multiple of 920.0x rather than PAYC-specific fundamentals. On more grounded metrics, PAYC trades at 26.7x P/E and 4.7x P/S versus TWLO at 920.0x P/E and 5.8x P/S, showing PAYC is cheaper on earnings and slightly cheaper on sales.
Supporting Metrics