Microsoft Corporation
12.20xPrice / tangible book
Market cap
$3.71T
Tangible equity
$304.13B
Price / tangible book
12.20x
Price / book
8.39x
Return on equity
30.2%
Return on assets
17.6%
Efficiency ratio
—
Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
FY 2025 ·
Decision snapshot: MSFT stock price vs FITB: inconclusive Relative valuation is incomplete for this pair. Review the available filing metrics before drawing a conclusion.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at FITB's multiple
Needs FITB P/E.
Implied fair value · at MSFT's multiple
Snapshot Sep 4, 4:00 PM ET
Metric by metric
Filter, sort, and scan the equity metrics that matter most for banks: book value, tangible book, returns, and operating efficiency.
Multiple premium
Multiple premium
Profitability edge
Asset efficiency edge
Lower is better
Statements
Bank-focused income statement and equity metrics aligned to the reporting windows.
SEC periods: MSFT FY 2026 (ended Jun 30, 2026) · FITB FY 2025 (ended Dec 31, 2025). Fiscal years are not aligned.
Trendline
Six fiscal years of revenue, earnings, and margins before underwriting a re-rating.
Price framework
Tangible book and profitability anchor a bank, not enterprise value.
Deposits and cash-like balances distort enterprise value for banks, so this section reads equity value, tangible book and profitability instead.
Price / tangible book
Market cap
$3.71T
Tangible equity
$304.13B
Price / tangible book
12.20x
Price / book
8.39x
Return on equity
30.2%
Return on assets
17.6%
Efficiency ratio
—
Price / tangible book
Market cap
$49.76B
Tangible equity
$16.71B
Price / tangible book
2.98x
Price / book
2.29x
Return on equity
11.6%
Return on assets
1.2%
Efficiency ratio
39.8%
Price framework
The same filing-backed model used on each company's valuation page, with company-specific inputs and calculated scenarios.
MICROSOFT CORPORATION · implied price per share
Debt and bridge-cash inputs are required to translate enterprise value into equity value.
FIFTH THIRD BANCORP · implied price per share
Bank model off — standard DCF modelling is disabled for financial institutions.
Balance sheet health
Financial health checks to separate durable balance sheets from potential value traps.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Debt / equity
Total debt against shareholders' equity
0.11x
0.67x
Net debt / EBITDA
Leverage against operating earnings
-0.13x
—
Cash and equivalents
Liquid reserves on the balance sheet
$76.84B
—
Total debt
Interest-bearing obligations outstanding
$49.52B
$14.52B
Comparable set
Where the pair sits against the wider banking comparable set.
Keep comparing
Open adjacent comparisons from the same industry to pressure-test the read across multiple pairs.
Apple Inc.
MSFT vs AAPL
Alphabet Inc.
MSFT vs GOOGL
AMAZON COM INC
MSFT vs AMZN
ADOBE INC.
MSFT vs ADBE
NVIDIA CORP
MSFT vs NVDA
CISCO SYSTEMS, INC.
MSFT vs CSCO
JPMorgan Chase & Co.
MSFT vs JPM
Bank of America Corporation
MSFT vs BAC
Wells Fargo & Company
MSFT vs WFC
PNC FINANCIAL SERVICES GROUP, INC.
MSFT vs PNC
TRUIST FINANCIAL CORP
MSFT vs TFC
LLM-powered synthesis
An on-demand narrative read of the same deterministic data.
The deterministic comparison remains available. Sign in when you want an on-demand narrative synthesis of the same data.