Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
FY 2025 · View financials
Decision snapshot: MNRO stock price vs PFG: inconclusive Relative valuation is incomplete for this pair. Review the available filing metrics before drawing a conclusion.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at PFG's multiple
Needs PFG P/E.
Implied fair value · at MNRO's multiple
Needs MNRO P/E.
Metric by metric
Live quote
Price unavailable
Filter, sort, and scan the equity metrics that matter most for banks: book value, tangible book, returns, and operating efficiency.
Lower is better
Lower is better
Profitability lag
Asset efficiency lag
Lower is better
Statements
Bank-focused income statement and equity metrics aligned to the reporting windows.
SEC periods: MNRO FY 2026 (ended Mar 28, 2026) · PFG FY 2025 (ended Dec 31, 2025). Fiscal years are not aligned.
Trendline
Six fiscal years of revenue, earnings, and margins before underwriting a re-rating.
Price framework
Tangible book and profitability anchor a bank, not enterprise value.
Deposits and cash-like balances distort enterprise value for banks, so this section reads equity value, tangible book and profitability instead.
Price / book
Market cap
—
Tangible equity
-$152.69M
Price / tangible book
—
Price / book
—
Return on equity
0.4%
Return on assets
0.1%
Efficiency ratio
—
Price / book
Market cap
—
Tangible equity
$9.02B
Price / tangible book
—
Price / book
—
Return on equity
10.0%
Return on assets
0.3%
Efficiency ratio
—
Price framework
Discounted free cash flow, then bridged to a per-share price. Same assumptions applied to both companies.
MONRO, INC. · implied price per share
Bear
-$7.81
Base
-$9.18
Bull
-$10.56
PRINCIPAL FINANCIAL GROUP, INC · implied price per share
Bank model off — standard DCF modelling is disabled for financial institutions.
Balance sheet health
Financial health checks to separate durable balance sheets from potential value traps.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Not enough data to score either balance sheet.
Debt / equity
Total debt against shareholders' equity
0.40x
0.33x
Net debt / EBITDA
Leverage against operating earnings
4.17x
-0.30x
Cash and equivalents
Liquid reserves on the balance sheet
$14.63M
$4.43B
Total debt
Interest-bearing obligations outstanding
$238.09M
$3.95B
Comparable set
Where the pair sits against the wider banking comparable set.
Keep comparing
Open adjacent comparisons from the same industry to pressure-test the read across multiple pairs.
VALVOLINE INC
MNRO vs VVV
ASBURY AUTOMOTIVE GROUP INC
MNRO vs ABG
ADVANCE AUTO PARTS INC
MNRO vs AAP
AUTOZONE INC
MNRO vs AZO
O REILLY AUTOMOTIVE INC
MNRO vs ORLY
METLIFE INC
MNRO vs MET
PRUDENTIAL FINANCIAL INC
MNRO vs PRU
LINCOLN NATIONAL CORP
MNRO vs LNC
HARTFORD FINANCIAL SERVICES GROUP, INC.
MNRO vs HIG
AMERIPRISE FINANCIAL INC
MNRO vs AMP
LLM-powered synthesis
An on-demand narrative read of the same deterministic data.
The deterministic comparison remains available. Sign in when you want an on-demand narrative synthesis of the same data.
Live quote
