Mastercard Incorporated
—Price / book
Market cap
—
Tangible equity (USD)
-$7.38B
Price / tangible book
—
Price / book
—
Net income / ending equity
193.5%
Net income / ending assets
27.6%
Efficiency ratio
—
Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
FY 2025 · Mkt capMarket cap $9.83B
Decision snapshot: MA stock price at premium vs SIRI $569.19 current versus $215.95 implied using P/E multiple.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at SIRI's multiple
Implied fair value · at MA's multiple
Snapshot Sep 11, 2026, 4:00 PM ET
Metric by metric
Filter, sort, and scan the equity metrics that matter most for banks: book value, tangible book, returns, and operating efficiency.
Lower is better
Lower is better
Profitability edge
Asset efficiency edge
Lower is better
Statements
Reported bank earnings and balances, with each company’s reporting period shown.
Values retain reported currencies and share bases. Select a figure to inspect its period, calculation and filing inputs. Differences require compatible units and periods.
Explore enterprise value and market valuation multiples in the valuation sections.
Trendline
Eight period-end years of reported revenue, earnings, and margins. Periods and currencies are shown with the data.
Price framework
Tangible book and profitability anchor a bank, not enterprise value.
Deposits and cash-like balances distort enterprise value for banks, so this section reads equity value, tangible book and profitability instead.
Price / book
Market cap
—
Tangible equity (USD)
-$7.38B
Price / tangible book
—
Price / book
—
Net income / ending equity
193.5%
Net income / ending assets
27.6%
Efficiency ratio
—
Price / book
Market cap
$9.83B
Tangible equity (USD)
-$10.89B
Price / tangible book
—
Price / book
0.85x
Net income / ending equity
7.0%
Net income / ending assets
3.0%
Efficiency ratio
—
Price framework
The same filing-backed model used on each company's valuation page, with company-specific inputs and calculated scenarios.
Mastercard Incorporated · implied price per share
Bank model off — standard DCF modelling is disabled for financial institutions.
SIRIUS XM HOLDINGS INC. · implied price per share
Debt and bridge-cash inputs are required to translate enterprise value into equity value.
Balance sheet health
Inspect reported liquidity and leverage alongside historical financial-health checks.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Cash excludes investments. EBITDA is an operating-income-plus-D&A proxy. Missing borrowing categories remain unavailable; select a value to inspect its inputs.
Comparable set
Where the pair sits against the wider banking comparable set.
Keep comparing
Open adjacent comparisons from the same industry to pressure-test the read across multiple pairs.
LLM-powered synthesis
An explanation of the financial evidence. Check its snapshot date against the figures above.
This explanation uses an earlier data snapshot or evidence version. Review its generation date and the current figures, or refresh after signing in.
If you believe MA can continue compounding revenue at 16.4% growth while maintaining 57.6% operating margins, then you can justify holding it despite SIRI-based valuation discount; otherwise, the data argue for caution because the P/E-derived implied price is $224.98 versus a current price of $570.97.
On the provided P/E comparison, MA’s current price of $570.97 sits far above the implied price of $224.98, implying -60.6% downside. The valuation gap is also consistent with MA trading at 34.6x P/E versus SIRI at 13.6x, though MA’s stronger operating profile partly explains why the market assigns it a much richer multiple.
Supporting Metrics