Fifth Third Bancorp
2.98xPrice / tangible book
Market cap
$49.78B
Tangible equity
$16.71B
Price / tangible book
2.98x
Price / book
2.29x
Return on equity
11.6%
Return on assets
1.2%
Efficiency ratio
39.8%
Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
FY 2025 ·
Decision snapshot: FITB stock price at premium vs AGO $54.89 current versus $26.05 implied using P/E multiple.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at AGO's multiple
Implied fair value · at FITB's multiple
Snapshot Sep 4, 4:00 PM ET
Metric by metric
Filter, sort, and scan the equity metrics that matter most for banks: book value, tangible book, returns, and operating efficiency.
Multiple premium
Lower is better
Profitability edge
Asset efficiency lag
Lower is better
Statements
Bank-focused income statement and equity metrics aligned to the reporting windows.
SEC periods: FITB FY 2025 (ended Dec 31, 2025) · AGO FY 2025 (ended Dec 31, 2025).
Trendline
Five fiscal years of revenue, earnings, and margins before underwriting a re-rating.
Price framework
Tangible book and profitability anchor a bank, not enterprise value.
Deposits and cash-like balances distort enterprise value for banks, so this section reads equity value, tangible book and profitability instead.
Price / tangible book
Market cap
$49.78B
Tangible equity
$16.71B
Price / tangible book
2.98x
Price / book
2.29x
Return on equity
11.6%
Return on assets
1.2%
Efficiency ratio
39.8%
Price / book
Market cap
$3.33B
Tangible equity
—
Price / tangible book
—
Price / book
0.59x
Return on equity
8.9%
Return on assets
4.1%
Efficiency ratio
—
Price framework
The same filing-backed model used on each company's valuation page, with company-specific inputs and calculated scenarios.
FIFTH THIRD BANCORP · implied price per share
Bank model off — standard DCF modelling is disabled for financial institutions.
ASSURED GUARANTY LTD. · implied price per share
Five annual free-cash-flow observations are required for the filing-backed baseline.
Balance sheet health
Financial health checks to separate durable balance sheets from potential value traps.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Not enough data to score either balance sheet.
Debt / equity
Total debt against shareholders' equity
0.67x
0.30x
Net debt / EBITDA
Leverage against operating earnings
—
0.58x
Cash and equivalents
Liquid reserves on the balance sheet
—
$1.29B
Total debt
Interest-bearing obligations outstanding
$14.52B
$1.70B
Comparable set
Where the pair sits against the wider banking comparable set.
Keep comparing
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