Fair Isaac Corp
$23.46B- Market cap
- $20.13B
- Debt
- +$3.46B
- Cash
- −$134.14M
Capital structure 85% equity / 15% debt · EV / Revenue 11.78x · EV / EBITDA 25.32x
Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
FY 2025 · Mkt capMarket cap $20.13B · View financials
Snapshot Sep 4, 4:00 PM ET
Decision snapshot: FICO stock price at premium vs CBRL $932.26 current versus $704.60 implied using P/E multiple.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at CBRL's multiple
Implied fair value · at FICO's multiple
Snapshot Sep 4, 4:00 PM ET
Metric by metric
Where each company leads, and how wide the gap is.
Growth edge
Pricing power
Operating leverage
Multiple premium
Premium justified
Lower leverage
Statements
Core statements aligned to each company's latest fiscal year.
SEC periods: FICO FY 2025 (ended Sep 30, 2025) · CBRL FY 2025 (ended Aug 1, 2025). Fiscal years are not aligned.
Trendline
Ten fiscal years of revenue, earnings, and margins before underwriting a re-rating.
Price framework
Market cap plus debt, less cash.
Capital structure 85% equity / 15% debt · EV / Revenue 11.78x · EV / EBITDA 25.32x
Capital structure 72% equity / 28% debt · EV / Revenue 0.48x · EV / EBITDA 6.98x
FICO carries the larger enterprise value at $23.46B against $1.67B; CBRL trades on the lower EV / Revenue multiple (0.48x vs 11.78x); CBRL on the lower EV / EBITDA (6.98x vs 25.32x).
Price framework
The same filing-backed model used on each company's valuation page, with company-specific inputs and calculated scenarios.
FAIR ISAAC CORP · implied price per share
Debt and bridge-cash inputs are required to translate enterprise value into equity value.
Cracker Barrel Old Country Store, Inc. · implied price per share
Debt and bridge-cash inputs are required to translate enterprise value into equity value.
Balance sheet health
Financial health checks to separate durable balance sheets from potential value traps.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Debt / equity
Total debt against shareholders' equity
-1.98x
1.05x
Net debt / EBITDA
Leverage against operating earnings
3.58x
1.86x
Cash and equivalents
Liquid reserves on the balance sheet
$134.14M
$39.64M
Total debt
Interest-bearing obligations outstanding
Comparable set
Where the pair sits against the wider comparable set.
Keep comparing
Open adjacent comparisons from the same industry to pressure-test the read across multiple pairs.
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$3.46B
$484.64M
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