Discover Financial Services
—Price / book
Market cap
—
Tangible equity
$17.58B
Price / tangible book
—
Price / book
—
Return on equity
25.3%
Return on assets
3.1%
Efficiency ratio
36.7%
Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
FY 2025 · View financials
Decision snapshot: DFS stock price vs NFE: inconclusive Relative valuation is incomplete for this pair. Review the available filing metrics before drawing a conclusion.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at NFE's multiple
Needs NFE P/E.
Implied fair value · at DFS's multiple
Needs EPS (TTM) is negative, DFS P/E.
Price unavailable
Metric by metric
Filter, sort, and scan the equity metrics that matter most for banks: book value, tangible book, returns, and operating efficiency.
Lower is better
Lower is better
Profitability edge
Asset efficiency edge
Lower is better
Statements
Bank-focused income statement and equity metrics aligned to the reporting windows.
SEC periods: DFS FY 2024 (ended Dec 31, 2024) · NFE FY 2025 (ended Dec 31, 2025). Fiscal years are not aligned.
Trendline
Six fiscal years of revenue, earnings, and margins before underwriting a re-rating.
Price framework
Tangible book and profitability anchor a bank, not enterprise value.
Deposits and cash-like balances distort enterprise value for banks, so this section reads equity value, tangible book and profitability instead.
Price / book
Market cap
—
Tangible equity
$17.58B
Price / tangible book
—
Price / book
—
Return on equity
25.3%
Return on assets
3.1%
Efficiency ratio
36.7%
Price / book
Market cap
—
Tangible equity
-$20.89M
Price / tangible book
—
Price / book
—
Return on equity
-1,003.0%
Return on assets
-17.4%
Efficiency ratio
—
Price framework
Discounted free cash flow, then bridged to a per-share price. Same assumptions applied to both companies.
DISCOVER FINANCIAL SERVICES · implied price per share
Bank model off — standard DCF modelling is disabled for financial institutions.
New Fortress Energy Inc. · implied price per share
Bear
-$55.66
Base
-$65.49
Bull
-$75.31
Balance sheet health
Financial health checks to separate durable balance sheets from potential value traps.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Not enough data to score either balance sheet.
Debt / equity
Total debt against shareholders' equity
0.91x
83.51x
Net debt / EBITDA
Leverage against operating earnings
-0.40x
-16.97x
Cash and equivalents
Liquid reserves on the balance sheet
$23.10B
$226.45M
Total debt
Interest-bearing obligations outstanding
Comparable set
Where the pair sits against the wider banking comparable set.
Keep comparing
Open adjacent comparisons from the same industry to pressure-test the read across multiple pairs.
CAPITAL ONE FINANCIAL CORP
DFS vs COF
American Express Company
DFS vs AXP
Visa Inc.
DFS vs V
Mastercard Incorporated
DFS vs MA
KINDER MORGAN, INC.
DFS vs KMI
WILLIAMS COMPANIES, INC.
DFS vs WMB
ATMOS ENERGY CORP
DFS vs ATO
Energy Transfer LP
DFS vs ET
ONE Gas, Inc.
DFS vs OGS
Southwest Gas Holdings, Inc.
DFS vs SWX
$16.37B
$15.25B
Live quote
LLM-powered synthesis
An on-demand narrative read of the same deterministic data.
The deterministic comparison remains available. Sign in when you want an on-demand narrative synthesis of the same data.
Price unavailable