Discover Financial Services
—Price / book
Market cap
—
Tangible equity (USD)
—
Price / tangible book
—
Price / book
—
Net income / ending equity
25.3%
Net income / ending assets
3.1%
Efficiency ratio
247.6%
Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
Decision snapshot: DFS stock price vs AAPL: inconclusive — current versus $536.45 implied using P/E multiple.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at AAPL's multiple
Implied fair value · at DFS's multiple
Needs DFS P/E.
Close Dec 31, 2025
Metric by metric
Filter, sort, and scan the equity metrics that matter most for banks: book value, tangible book, returns, and operating efficiency.
Lower is better
Lower is better
Profitability lag
Asset efficiency lag
Lower is better
Statements
Reported bank earnings and balances, with each company’s reporting period shown.
Values retain reported currencies and share bases. Select a figure to inspect its period, calculation and filing inputs. Differences require compatible units and periods.
Explore enterprise value and market valuation multiples in the valuation sections.
Trendline
Ten period-end years of reported revenue, earnings, and margins. Periods and currencies are shown with the data.
Price framework
Tangible book and profitability anchor a bank, not enterprise value.
Deposits and cash-like balances distort enterprise value for banks, so this section reads equity value, tangible book and profitability instead.
Price / book
Market cap
—
Tangible equity (USD)
—
Price / tangible book
—
Price / book
—
Net income / ending equity
25.3%
Net income / ending assets
3.1%
Efficiency ratio
247.6%
Price / book
Market cap
$3.95T
Tangible equity (USD)
—
Price / tangible book
—
Price / book
35.25x
Net income / ending equity
117.9%
Net income / ending assets
32.7%
Efficiency ratio
—
Price framework
The same filing-backed model used on each company's valuation page, with company-specific inputs and calculated scenarios.
DISCOVER FINANCIAL SERVICES · implied price per share
Bank model off — standard DCF modelling is disabled for financial institutions.
Apple Inc. · implied price per share
Bear
$130.85
Base
$159.76
Bull
$182.30
Balance sheet health
Inspect reported liquidity and leverage alongside historical financial-health checks.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Cash excludes investments. EBITDA is an operating-income-plus-D&A proxy. Missing borrowing categories remain unavailable; select a value to inspect its inputs.
Comparable set
Where the pair sits against the wider banking comparable set.
Keep comparing
Open adjacent comparisons from the same industry to pressure-test the read across multiple pairs.
CAPITAL ONE FINANCIAL CORP
DFS vs COF
American Express Company
DFS vs AXP
Visa Inc.
DFS vs V
Mastercard Incorporated
DFS vs MA
MICROSOFT CORP
DFS vs MSFT
Alphabet Inc.
DFS vs GOOGL
Meta Platforms, Inc.
DFS vs META
NVIDIA CORP
DFS vs NVDA
INTEL CORP
DFS vs INTC
CISCO SYSTEMS, INC.
DFS vs CSCO
LLM-powered synthesis
An explanation of the financial evidence. Check its snapshot date against the figures above.
The deterministic comparison remains available. Sign in when you want an on-demand narrative synthesis of the same data.