Dillard’S, Inc.
5.77xPrice / book
Market cap
$10.26B
Tangible equity
—
Price / tangible book
—
Price / book
5.77x
Return on equity
32.1%
Return on assets
16.3%
Efficiency ratio
—
Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
FY 2025 · Mkt cap
Decision snapshot: DDS stock price at premium vs V $656.69 current versus $319.59 implied using P/E multiple.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at V's multiple
Implied fair value · at DDS's multiple
Snapshot Sep 4, 4:00 PM ET
Metric by metric
Filter, sort, and scan the equity metrics that matter most for banks: book value, tangible book, returns, and operating efficiency.
Multiple premium
Lower is better
Profitability lag
Asset efficiency lag
Lower is better
Statements
Bank-focused income statement and equity metrics aligned to the reporting windows.
SEC periods: DDS FY 2026 (ended Jan 31, 2026) · V FY 2025 (ended Sep 30, 2025). Fiscal years are not aligned.
Trendline
Six fiscal years of revenue, earnings, and margins before underwriting a re-rating.
Price framework
Tangible book and profitability anchor a bank, not enterprise value.
Deposits and cash-like balances distort enterprise value for banks, so this section reads equity value, tangible book and profitability instead.
Price / book
Market cap
$10.26B
Tangible equity
—
Price / tangible book
—
Price / book
5.77x
Return on equity
32.1%
Return on assets
16.3%
Efficiency ratio
—
Price / tangible book
Market cap
$176.01B
Tangible equity
-$9.62B
Price / tangible book
N/M
Price / book
4.64x
Return on equity
52.9%
Return on assets
20.1%
Efficiency ratio
—
Price framework
The same filing-backed model used on each company's valuation page, with company-specific inputs and calculated scenarios.
DILLARD’S, INC. · implied price per share
Debt and bridge-cash inputs are required to translate enterprise value into equity value.
VISA INC. · implied price per share
Bank model off — standard DCF modelling is disabled for financial institutions.
Balance sheet health
Financial health checks to separate durable balance sheets from potential value traps.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Not enough data to score either balance sheet.
Debt / equity
Total debt against shareholders' equity
-0.23x
0.66x
Net debt / EBITDA
Leverage against operating earnings
-1.82x
0.32x
Cash and equivalents
Liquid reserves on the balance sheet
$861.46M
$17.16B
Total debt
Interest-bearing obligations outstanding
-$402.20M
$25.17B
Comparable set
Where the pair sits against the wider banking comparable set.
Keep comparing
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