Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
FY 2025 · View financials
Decision snapshot: COF stock price vs HBAN: inconclusive Relative valuation is incomplete for this pair. Review the available filing metrics before drawing a conclusion.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at HBAN's multiple
Needs HBAN P/E.
Implied fair value · at COF's multiple
Needs COF P/E.
Live quote
Price unavailable
Metric by metric
Filter, sort, and scan the equity metrics that matter most for banks: book value, tangible book, returns, and operating efficiency.
Lower is better
Lower is better
Profitability lag
Asset efficiency lag
More efficient
Statements
Bank-focused income statement and equity metrics aligned to the reporting windows.
SEC periods: COF FY 2025 (ended Dec 31, 2025) · HBAN FY 2025 (ended Dec 31, 2025).
Trendline
Five fiscal years of revenue, earnings, and margins before underwriting a re-rating.
Price framework
Tangible book and profitability anchor a bank, not enterprise value.
Deposits and cash-like balances distort enterprise value for banks, so this section reads equity value, tangible book and profitability instead.
Price / book
Market cap
—
Tangible equity
$68.53B
Price / tangible book
—
Price / book
—
Return on equity
2.2%
Return on assets
0.4%
Efficiency ratio
53.9%
Price / book
Market cap
—
Tangible equity
$18.20B
Price / tangible book
—
Price / book
—
Return on equity
9.1%
Return on assets
1.0%
Efficiency ratio
55.7%
Price framework
Discounted free cash flow, then bridged to a per-share price. Same assumptions applied to both companies.
CAPITAL ONE FINANCIAL CORP · implied price per share
Bear
$406.27
Base
$477.97
Bull
$549.66
Huntington Bancshares Incorporated · implied price per share
Bank model off — standard DCF modelling is disabled for financial institutions.
Balance sheet health
Financial health checks to separate durable balance sheets from potential value traps.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Not enough data to score either balance sheet.
Debt / equity
Total debt against shareholders' equity
0.45x
0.76x
Net debt / EBITDA
Leverage against operating earnings
-0.50x
0.03x
Cash and equivalents
Liquid reserves on the balance sheet
$66.64B
$18.14B
Total debt
Interest-bearing obligations outstanding
Comparable set
Where the pair sits against the wider banking comparable set.
Keep comparing
Open adjacent comparisons from the same industry to pressure-test the read across multiple pairs.
$51.00B
$18.48B
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LLM-powered synthesis
An on-demand narrative read of the same deterministic data.
Based on an earlier data snapshot. Review the filing dates below or refresh after signing in.
If you believe COF's DCF range is more reliable than the P/E comparison and that its 36.6% revenue growth and 53.4B revenue base are sustainable, then hold or accumulate because the stock is below the lower end of the DCF range even though it looks expensive versus HBAN on earnings multiples.
COF trades at 51.9x P/E versus HBAN at 12.3x, which implies a large premium on earnings despite COF also having much stronger revenue scale. The provided implied price of $49.40 versus COF's current price of $209.01 suggests a 76.4% downside under the stated P/E framework, but that signal should be interpreted cautiously because HBAN set appears to have inconsistent profitability and margin data.
Supporting Metrics
