Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
FY 2025 · View financials
Decision snapshot: CLOV stock price vs IHG: inconclusive Relative valuation is incomplete for this pair. Review the available filing metrics before drawing a conclusion.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at IHG's multiple
Needs IHG P/S.
Implied fair value · at CLOV's multiple
Needs CLOV P/S.
Metric by metric
Live quote
Price unavailable
Where each company leads, and how wide the gap is.
Growth edge
Pricing power
Operating leverage
Lower is better
Not comparable
Lower leverage
Statements
Core statements aligned to each company's latest fiscal year.
SEC periods: CLOV FY 2025 (ended Dec 31, 2025) · IHG FY 2025 (ended Dec 31, 2025).
Trendline
Nine fiscal years of revenue, earnings, and margins before underwriting a re-rating.
Price framework
Market cap plus debt, less cash.
Price framework
Discounted free cash flow, then bridged to a per-share price. Same assumptions applied to both companies.
CLOVER HEALTH INVESTMENTS, CORP. /DE · implied price per share
Bear
-$2.86
Base
-$3.36
Bull
-$3.87
InterContinental Hotels Group PLC · implied price per share
Bear
-$10.87
Base
-$12.78
Bull
-$14.70
Balance sheet health
Financial health checks to separate durable balance sheets from potential value traps.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Not enough data to score either balance sheet.
Debt / equity
Total debt against shareholders' equity
0.13x
—
Net debt / EBITDA
Leverage against operating earnings
0.45x
9.14x
Cash and equivalents
Liquid reserves on the balance sheet
$78.30M
$1.13B
Total debt
Interest-bearing obligations outstanding
$40.74M
Comparable set
Where the pair sits against the wider comparable set.
Keep comparing
Open adjacent comparisons from the same industry to pressure-test the read across multiple pairs.
Alignment Healthcare, Inc.
CLOV vs ALHC
Oscar Health, Inc.
CLOV vs OSCR
MOLINA HEALTHCARE, INC.
CLOV vs MOH
CENTENE CORP
CLOV vs CNC
MARRIOTT INTERNATIONAL INC /MD/
CLOV vs MAR
Hilton Worldwide Holdings Inc.
CLOV vs HLT
CHOICE HOTELS INTERNATIONAL INC /DE
CLOV vs CHH
WYNDHAM HOTELS & RESORTS, INC.
CLOV vs WH
Hyatt Hotels Corp
CLOV vs H
LAS VEGAS SANDS CORP
CLOV vs LVS
$8.06B
Live quote
LLM-powered synthesis
An on-demand narrative read of the same deterministic data.
The deterministic comparison remains available. Sign in when you want an on-demand narrative synthesis of the same data.
