Central Garden & Pet Company
$820.09M- Market cap
- $510.81M
- Debt
- +$1.19B
- Cash
- −$882.49M
Capital structure 30% equity / 70% debt · EV / Revenue 0.26x · EV / EBITDA 2.27x
Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
Decision snapshot: CENT stock price near parity vs PNFP $41.71 current versus $43.22 implied using P/E multiple.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at PNFP's multiple
Implied fair value · at CENT's multiple
Snapshot Sep 4, 4:00 PM ET
Metric by metric
Where each company leads, and how wide the gap is.
Growth lag
Pricing power
Operating leverage
Multiple discount
Value edge
Lower leverage
Statements
Core statements aligned to each company's latest fiscal year.
SEC periods: CENT FY 2025 (ended Sep 27, 2025) · PNFP FY 2024 (ended Dec 31, 2024). Fiscal years are not aligned.
Trendline
Six fiscal years of revenue, earnings, and margins before underwriting a re-rating.
Price framework
Market cap plus debt, less cash.
Capital structure 30% equity / 70% debt · EV / Revenue 0.26x · EV / EBITDA 2.27x
Complete market value, debt and cash evidence is required for enterprise value.
Capital structure 15% equity / 85% debt
PNFP carries the larger enterprise value at $53.78B against $820.09M; CENT trades on the lower EV / Revenue multiple (0.26x vs 19.93x); CENT on the lower EV / EBITDA (2.27x vs 27.86x).
Price framework
The same filing-backed model used on each company's valuation page, with company-specific inputs and calculated scenarios.
Central Garden & Pet Company · implied price per share
Debt and bridge-cash inputs are required to translate enterprise value into equity value.
Pinnacle Financial Partners Inc. · implied price per share
Debt and bridge-cash inputs are required to translate enterprise value into equity value.
Balance sheet health
Financial health checks to separate durable balance sheets from potential value traps.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Not enough data to score either balance sheet.
Debt / equity
Total debt against shareholders' equity
0.75x
7.14x
Net debt / EBITDA
Leverage against operating earnings
0.86x
—
Cash and equivalents
Liquid reserves on the balance sheet
$882.49M
—
Total debt
Interest-bearing obligations outstanding
$1.19B
$45.94B
Comparable set
Where the pair sits against the wider comparable set.
Keep comparing
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