Cracker Barrel Old Country Store, Inc.
2.78xPrice / tangible book
Market cap
$1.21B
Tangible equity
$437.34M
Price / tangible book
2.78x
Price / book
2.63x
Return on equity
10.0%
Return on assets
2.1%
Efficiency ratio
—
Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
Decision snapshot: CBRL stock price at premium vs SYF $54.32 current versus $17.53 implied using P/E multiple.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at SYF's multiple
Implied fair value · at CBRL's multiple
Snapshot Sep 8, 10:41 AM ET
Metric by metric
Filter, sort, and scan the equity metrics that matter most for banks: book value, tangible book, returns, and operating efficiency.
Multiple premium
Multiple premium
Profitability lag
Asset efficiency lag
Lower is better
Statements
Bank-focused income statement and equity metrics aligned to the reporting windows.
SEC periods: CBRL FY 2025 (ended Aug 1, 2025) · SYF FY 2025 (ended Dec 31, 2025). Fiscal years are not aligned.
Trendline
Ten fiscal years of revenue, earnings, and margins before underwriting a re-rating.
Price framework
Tangible book and profitability anchor a bank, not enterprise value.
Deposits and cash-like balances distort enterprise value for banks, so this section reads equity value, tangible book and profitability instead.
Price / tangible book
Market cap
$1.21B
Tangible equity
$437.34M
Price / tangible book
2.78x
Price / book
2.63x
Return on equity
10.0%
Return on assets
2.1%
Efficiency ratio
—
Price / tangible book
Market cap
$25.70B
Tangible equity
$14.15B
Price / tangible book
1.82x
Price / book
1.53x
Return on equity
21.2%
Return on assets
3.0%
Efficiency ratio
987.5%
Price framework
The same filing-backed model used on each company's valuation page, with company-specific inputs and calculated scenarios.
Cracker Barrel Old Country Store, Inc. · implied price per share
Debt and bridge-cash inputs are required to translate enterprise value into equity value.
Synchrony Financial · implied price per share
Bank model off — standard DCF modelling is disabled for financial institutions.
Balance sheet health
Financial health checks to separate durable balance sheets from potential value traps.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Not enough data to score either balance sheet.
Debt / equity
Total debt against shareholders' equity
1.05x
0.91x
Net debt / EBITDA
Leverage against operating earnings
1.86x
0.02x
Cash and equivalents
Liquid reserves on the balance sheet
$39.64M
$14.97B
Total debt
Interest-bearing obligations outstanding
$484.64M
$15.18B
Comparable set
Where the pair sits against the wider banking comparable set.
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