Quick read
Fair Value Engine
Decision-focused synthesis of expected stock prices combining relative peer multiples and intrinsic models.
Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
Decision snapshot
CB stock price vs L: inconclusive
Relative valuation is incomplete for this pair. Review the available filing metrics before drawing a conclusion.
Price gap
N/A
Coverage
Medium · 60%
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Quick read
Decision-focused synthesis of expected stock prices combining relative peer multiples and intrinsic models.
Latest stored price
Metric-by-metric
Filter, sort, and scan where each company leads, where gaps are small, and where comparisons are not meaningful.
| Metric | CB | L | Spread |
|---|---|---|---|
Revenue growth (YoY) FY 2024 -> FY 2025 | 6.5% | 5.4% | CB leads by 21.4% Higher Revenue growth |
Gross margin | N/M | 94.1% | Insufficient data Pricing power |
EBITDA margin | 24.3% | 21.0% | CB leads by 15.6% Higher EBITDA margin |
EV/Revenue | N/M | N/M | Insufficient data No additional context |
P/E | N/M | N/M | Not comparable Not comparable |
Net debt / EBITDA | 1.1 | 0.5 | L leads by 113.2% Lower Net debt / EBITDA |
Statements
Core income statement and balance sheet metrics aligned to the reporting windows.
| Metric | CB | Delta vs L | L |
|---|---|---|---|
| Revenue | $59.40B | 221.9% higher | $18.45B |
| Gross profit | — | N/A | $17.37B |
| Operating income | — | N/A | — |
| EBITDA | $14.45B | 272.2% higher | $3.88B |
| Net income | $10.31B | 518.5% higher | $1.67B |
| EPS | 25.7 | 222.2% higher | 8.0 |
| Revenue growth | 6.5% | 21.4% higher | 5.4% |
| Gross margin | — | N/A | 94.1% |
| Operating margin | — | N/A | — |
| EBITDA margin | 24.3% | 15.6% higher | 21.0% |
| Net margin | 17.4% | 92.1% higher | 9.0% |
Trendline
Track multi-year revenue, earnings, and margin direction before underwriting a rerating.
Price framework
Market cap + debt - cash, shown for the current pair and benchmark median context.
Price framework
Baseline discounted cash flow model estimating total intrinsic firm value first, then bridging to an implied stock price per share.
Risk control
Financial health checks to separate durable balance sheets from potential value traps.
Comparable set
Place both companies in context relative to a wider comparable universe.
LLM-powered Synthesis
Based on an earlier data snapshot. Review the filing dates below or refresh after signing in.
Chubb shows a ~20.8% upside to a L-implied P/E re-rating and combines stronger margins and lower leverage versus Loews, supporting a buy-on-re-rate thesis.
If you believe the market will re-rate Chubb toward L P/E (16.5x), then buy up to the implied price of $373.86 because current price $309.56 implies ~20.8% upside and Chubb's superior net margin (16.6% vs Loews 8.1%) and lower Debt/Equity (0.2x vs 0.5x) support a higher earnings multiple.
Chubb's current price ($309.56) sits below L-implied P/E valuation ($373.86), implying 20.8% upside if re-rated to L multiple. The valuation gap is primarily driven by a P/E discount (13.6x vs Loews 16.5x) despite Chubb trading richer on revenue- and enterprise-based multiples.
Supporting Metrics