Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
Decision snapshot: C stock price vs KEY: inconclusive Relative valuation is incomplete for this pair. Review the available filing metrics before drawing a conclusion.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at KEY's multiple
Needs KEY P/E.
Implied fair value · at C's multiple
Needs C P/E.
Metric by metric
Filter, sort, and scan the equity metrics that matter most for banks: book value, tangible book, returns, and operating efficiency.
Lower is better
Lower is better
Profitability lag
Asset efficiency lag
Less efficient
Statements
Reported bank earnings and balances, with each company’s reporting period shown.
Values retain reported currencies and share bases. Select a figure to inspect its period, calculation and filing inputs. Differences require compatible units and periods.
Explore enterprise value and market valuation multiples in the valuation sections.
Trendline
Eight period-end years of reported revenue, earnings, and margins. Periods and currencies are shown with the data.
Price framework
Tangible book and profitability anchor a bank, not enterprise value.
Deposits and cash-like balances distort enterprise value for banks, so this section reads equity value, tangible book and profitability instead.
Price / book
Market cap
—
Tangible equity (USD)
$188.91B
Price / tangible book
—
Price / book
—
Net income / ending equity
6.7%
Net income / ending assets
0.5%
Efficiency ratio
64.7%
Price / book
Market cap
—
Tangible equity (USD)
$17.62B
Price / tangible book
—
Price / book
—
Net income / ending equity
9.0%
Net income / ending assets
1.0%
Efficiency ratio
62.6%
Price framework
The same filing-backed model used on each company's valuation page, with company-specific inputs and calculated scenarios.
Citigroup Inc · implied price per share
Bank model off — standard DCF modelling is disabled for financial institutions.
KeyCorp · implied price per share
Debt and bridge-cash inputs are required to translate enterprise value into equity value.
Balance sheet health
Inspect reported liquidity and leverage alongside historical financial-health checks.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Not enough data to score either balance sheet.
Cash excludes investments. EBITDA is an operating-income-plus-D&A proxy. Missing borrowing categories remain unavailable; select a value to inspect its inputs.
Comparable set
Where the pair sits against the wider banking comparable set.
Keep comparing
Open adjacent comparisons from the same industry to pressure-test the read across multiple pairs.
LLM-powered synthesis
An explanation of the financial evidence. Check its snapshot date against the figures above.
This explanation uses an earlier data snapshot or evidence version. Review its generation date and the current figures, or refresh after signing in.
If you believe C can sustain its earnings quality while closing the gap between its higher P/E and stronger operating margins, then hold or accumulate only on pullbacks because the current P/E-based valuation implies 21.6% downside but the broader metric set is mixed.
On the provided P/E valuation, C’s current price of $132.45 sits above the implied price of $103.88, suggesting 21.6% downside. However, KEY-implied range is very wide and the historical band still includes prices close to the current quote, which weakens conviction in the gap.
Supporting Metrics
