Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
FY 2025 · View financials
Decision snapshot: BURL stock price vs MA: inconclusive Relative valuation is incomplete for this pair. Review the available filing metrics before drawing a conclusion.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at MA's multiple
Needs MA P/E.
Implied fair value · at BURL's multiple
Needs BURL P/E.
Live quote
Price unavailable
Metric by metric
Filter, sort, and scan the equity metrics that matter most for banks: book value, tangible book, returns, and operating efficiency.
Lower is better
Lower is better
Profitability lag
Asset efficiency lag
Lower is better
Statements
Bank-focused income statement and equity metrics aligned to the reporting windows.
SEC periods: BURL FY 2026 (ended Jan 31, 2026) · MA FY 2025 (ended Dec 31, 2025). Fiscal years are not aligned.
Trendline
Six fiscal years of revenue, earnings, and margins before underwriting a re-rating.
Price framework
Tangible book and profitability anchor a bank, not enterprise value.
Deposits and cash-like balances distort enterprise value for banks, so this section reads equity value, tangible book and profitability instead.
Price / book
Market cap
—
Tangible equity
$1.76B
Price / tangible book
—
Price / book
—
Return on equity
33.8%
Return on assets
6.2%
Efficiency ratio
—
Price / book
Market cap
—
Tangible equity
-$7.38B
Price / tangible book
—
Price / book
—
Return on equity
193.5%
Return on assets
27.6%
Efficiency ratio
—
Price framework
Discounted free cash flow, then bridged to a per-share price. Same assumptions applied to both companies.
BURLINGTON STORES, INC. · implied price per share
Bear
$88.04
Base
$103.58
Bull
$119.11
Mastercard Incorporated · implied price per share
Bank model off — standard DCF modelling is disabled for financial institutions.
Balance sheet health
Financial health checks to separate durable balance sheets from potential value traps.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Not enough data to score either balance sheet.
Debt / equity
Total debt against shareholders' equity
0.79x
2.46x
Net debt / EBITDA
Leverage against operating earnings
0.15x
0.38x
Cash and equivalents
Liquid reserves on the balance sheet
$1.23B
$11.07B
Total debt
Interest-bearing obligations outstanding
$1.43B
$19.00B
Comparable set
Where the pair sits against the wider banking comparable set.
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Live quote
LLM-powered synthesis
An on-demand narrative read of the same deterministic data.
Based on an earlier data snapshot. Review the filing dates below or refresh after signing in.
If you believe BURL can sustain mid-single-digit to high-single-digit growth while expanding margins meaningfully from current levels, then holding or adding may be reasonable because the stock is priced above its P/E-implied value but still supported by manageable leverage and a mid-range quality score.
On the provided P/E basis, BURL’s current price of $368.48 is above the implied price of $329.91, indicating about 10.5% downside. The stock also sits near the upper end of its historical range, which suggests the market is already assigning a relatively full multiple despite weaker fundamentals than MA.
Supporting Metrics
