American Express Co
—Price / book
Market cap
—
Tangible equity (USD)
—
Price / tangible book
—
Price / book
Quick read
Fair value engine
Each company valued on the other's multiple, then compared with the market price.
AXP · price snapshot
—Price unavailable
Implied fair value · at COF's multiple
—
Needs COF P/E.
COF · price snapshot
—Price unavailable
Implied fair value · at AXP's multiple
—
Needs AXP P/E.
Metric by metric
Smart diff
Filter, sort, and scan the equity metrics that matter most for banks: book value, tangible book, returns, and operating efficiency.
5 metrics shown
MetricAXPCOFDifference (AXP − COF)
Price / Book
Lower is better
N/M
N/M
Insufficient data
Price / Tangible Book
Lower is better
N/M
N/M
Insufficient data
Net income / ending equity
Profitability edge
32.4%
2.2%
AXP: higher Net income / ending equity by 30.2 percentage points
Net income / ending assets
Asset efficiency edge
3.6%
0.4%
AXP: higher Net income / ending assets by 3.2 percentage points
Efficiency ratio
Less efficient
128.7%
57.1%
COF: lower Efficiency ratio by 71.7 percentage points
Statements
Side-by-side financials
Reported bank earnings and balances, with each company’s reporting period shown.
Income statement · reported unitsAXPCOFDelta
RevenueEnded 2025-12-31Ended 2025-12-31−USD 12.13B
Operating / pretax incomeEnded 2025-12-31—
Net incomeEnded 2025-12-31Ended 2025-12-31+USD 8.38B
Diluted / combined EPS (reported share)Ended 2025-12-31Ended 2025-12-31Different share bases
Revenue growthEnded 2025-12-31Ended 2025-12-31−30.2 pp
Operating / pretax marginEnded 2025-12-31—
Net marginEnded 2025-12-31Ended 2025-12-31+21.6 pp
Net income / ending equityEnded 2025-12-31Ended 2025-12-31+30.2 pp
Net income / ending assetsEnded 2025-12-31Ended 2025-12-31+3.2 pp
Efficiency ratioEnded 2025-12-31Ended 2025-12-31+71.7 pp
Values retain reported currencies and share bases. Select a figure to inspect its period, calculation and filing inputs. Differences require compatible units and periods.
Explore enterprise value and market valuation multiples in the valuation sections.
Trendline
Historical trends
Nine period-end years of reported revenue, earnings, and margins. Periods and currencies are shown with the data.
AXPCOF
Price framework
Equity framework
Tangible book and profitability anchor a bank, not enterprise value.
Deposits and cash-like balances distort enterprise value for banks, so this section reads equity value, tangible book and profitability instead.
Price framework
Intrinsic value (DCF)
The same filing-backed model used on each company's valuation page, with company-specific inputs and calculated scenarios.
AMERICAN EXPRESS CO · implied price per share
Bank model off — standard DCF modelling is disabled for financial institutions.
CAPITAL ONE FINANCIAL CORP · implied price per share
Debt and bridge-cash inputs are required to translate enterprise value into equity value.
Balance sheet health
Solvency
Inspect reported liquidity and leverage alongside historical financial-health checks.
Piotroski F-Score
Financial strength on a 0–9 scale.
4/ 9 · AXPModerate
5/ 9 · COFModerate
Altman Z-Score
Bankruptcy-risk signal from balance sheet and earnings power.
Not enough data to score either balance sheet.
Comparable set
Relative positioning
Where the pair sits against the wider banking comparable set.
Keep comparing
More comparisons
Open adjacent comparisons from the same industry to pressure-test the read across multiple pairs.