American Express Co
—Price / book
Market cap
—
Tangible equity
$28.51B
Price / tangible book
—
Price / book
Quick read
Fair value engine
Each company valued on the other's multiple, then compared with the market price.
AXP · price snapshot
—Price unavailable
Implied fair value · at COF's multiple
—
Needs COF P/E.
COF · price snapshot
—Price unavailable
Implied fair value · at AXP's multiple
—
Needs AXP P/E.
Metric by metric
Smart diff
Filter, sort, and scan the equity metrics that matter most for banks: book value, tangible book, returns, and operating efficiency.
5 metrics shown
MetricAXPCOFDifference (AXP − COF)
Price / Book
Lower is better
N/M
N/M
Insufficient data
Price / Tangible Book
Lower is better
N/M
N/M
Insufficient data
Return on Equity
Profitability edge
32.4%
2.2%
AXP: higher Return on Equity by 30.2 percentage points
Return on Assets
Asset efficiency edge
3.6%
0.4%
AXP: higher Return on Assets by 3.2 percentage points
Efficiency ratio
Less efficient
66.1%
44.0%
COF: lower Efficiency ratio by 22.1 percentage points
Statements
Side-by-side financials
Bank-focused income statement and equity metrics aligned to the reporting windows.
Income statement · USDAXP · FY 2025COF · FY 2025Delta
Revenue$41.30B$53.43B−$12.13B
Operating income———
Net income$10.83B$2.45B+$8.38B
EPS15.44.0+11.4
Revenue growth6.4%36.6%−30.2 pp
Operating margin———
Net margin26.2%4.6%+21.6 pp
Return on equity32.4%2.2%+30.2 pp
Return on assets3.6%0.4%+3.2 pp
Efficiency ratio66.1%44.0%+22.1 pp
SEC periods: AXP FY 2025 (ended Dec 31, 2025) · COF FY 2025 (ended Dec 31, 2025).
Trendline
Historical trends
Nine period-end years of reported revenue, earnings, and margins. Periods and currencies are shown with the data.
AXPCOF
Price framework
Equity framework
Tangible book and profitability anchor a bank, not enterprise value.
Deposits and cash-like balances distort enterprise value for banks, so this section reads equity value, tangible book and profitability instead.
Price framework
Intrinsic value (DCF)
The same filing-backed model used on each company's valuation page, with company-specific inputs and calculated scenarios.
AMERICAN EXPRESS CO · implied price per share
Bank model off — standard DCF modelling is disabled for financial institutions.
CAPITAL ONE FINANCIAL CORP · implied price per share
Debt and bridge-cash inputs are required to translate enterprise value into equity value.
Balance sheet health
Solvency
Financial health checks to separate durable balance sheets from potential value traps.
Piotroski F-Score
Financial strength on a 0–9 scale.
4/ 9 · AXPModerate
5/ 9 · COFModerate
Altman Z-Score
Bankruptcy-risk signal from balance sheet and earnings power.
Not enough data to score either balance sheet.
Comparable set
Relative positioning
Where the pair sits against the wider banking comparable set.
Keep comparing
More comparisons
Open adjacent comparisons from the same industry to pressure-test the read across multiple pairs.