Compare price, profitability, solvency, and SEC-reported financials side by side—before deciding which assumptions deserve a closer look.
FY 2026 · View financials
Decision snapshot: ALHC stock price vs KMX: inconclusive Relative valuation is incomplete for this pair. Review the available filing metrics before drawing a conclusion.
Quick read
Each company valued on the other's multiple, then compared with the market price.
Implied fair value · at KMX's multiple
Needs KMX P/S.
Implied fair value · at ALHC's multiple
Needs ALHC P/S.
Metric by metric
Live quote
Price unavailable
Where each company leads, and how wide the gap is.
Growth edge
Pricing power
Operating leverage
Lower is better
Not comparable
Lower leverage
Statements
Core statements aligned to each company's latest fiscal year.
SEC periods: ALHC FY 2025 (ended Dec 31, 2025) · KMX FY 2026 (ended Feb 28, 2026). Fiscal years are not aligned.
Trendline
Seven fiscal years of revenue, earnings, and margins before underwriting a re-rating.
Price framework
Market cap plus debt, less cash.
Price framework
Discounted free cash flow, then bridged to a per-share price. Same assumptions applied to both companies.
ALIGNMENT HEALTHCARE, INC. · implied price per share
Bear
-$4.16
Base
-$4.89
Bull
-$5.63
CARMAX, INC. · implied price per share
Bear
-$104.10
Base
-$122.47
Bull
-$140.84
Balance sheet health
Financial health checks to separate durable balance sheets from potential value traps.
Financial strength on a 0–9 scale.
Bankruptcy-risk signal from balance sheet and earnings power.
Not enough data to score either balance sheet.
Debt / equity
Total debt against shareholders' equity
1.80x
2.34x
Net debt / EBITDA
Leverage against operating earnings
-4.13x
14.65x
Cash and equivalents
Liquid reserves on the balance sheet
$604.23M
$122.83M
Total debt
Interest-bearing obligations outstanding
$323.18M
$13.81B
Comparable set
Where the pair sits against the wider comparable set.
Keep comparing
Open adjacent comparisons from the same industry to pressure-test the read across multiple pairs.
Cigna Group
ALHC vs CI
MOLINA HEALTHCARE, INC.
ALHC vs MOH
Elevance Health, Inc.
ALHC vs ELV
CENTENE CORP
ALHC vs CNC
UNITEDHEALTH GROUP INC
ALHC vs UNH
CLOVER HEALTH INVESTMENTS, CORP. /DE
ALHC vs CLOV
LITHIA MOTORS INC
ALHC vs LAD
GROUP 1 AUTOMOTIVE INC
ALHC vs GPI
ASBURY AUTOMOTIVE GROUP INC
ALHC vs ABG
SONIC AUTOMOTIVE INC
ALHC vs SAH
Live quote
LLM-powered synthesis
An on-demand narrative read of the same deterministic data.
The deterministic comparison remains available. Sign in when you want an on-demand narrative synthesis of the same data.
