Operating performance
Revenue-like income, profitability, and capital strength are shown together so you can see scale, margin conversion, and balance-sheet capacity on one screen.
Annualised change across the filed history.
Revenue CAGR 5Y
15.6%
Operating Income CAGR 3Y
9.4%
Filing-backed read on scale, profitability, and capital strength.
Tangible Equity
FY 2025-18.0%
Net Margin
FY 2025+2.0 pt
Valuation snapshot
Standard EV and DCF frameworks are intentionally de-emphasized here. For banks and insurers, book value, tangible book, ROE, and operating efficiency are more informative than generic cash-flow multiples.
Current price
—
Market price unavailable
Market cap
—
FY 2025 · filed Feb 11, 2026
Return on Equity
Net income divided by equity.
Market context
Market price unavailable
Current price stacked against the same public-equity anchors shown in the confidence-gated hero.
How to read this
Capital structure
The overview keeps the capital structure bridge close to the cash-generation picture so fair value can be read in equity terms.
FY 2025 · filed Feb 11, 2026
Cash & Securities
$1.8B
Total Debt
$13.1B
Net Debt
$11.3B
Equity
Peer context
The overview keeps peer evidence concise here and sends detailed bridging to the relative-valuation tab.
Peer fair value
Per-share fair value from the weighted peer set.
Average P/E
Price to earnings across covered peers.
Average P/S
Price to sales across covered peers.
Intrinsic context
The overview surfaces the baseline intrinsic read and the reverse-DCF question, then sends the deeper workbench to the intrinsic tab.
Standard DCF modeling is disabled for financial institutions.
Company profile
Identifiers, classification, and listing detail behind every figure on this page.
$31.1B
Tangible Equity
$-21.6B
Net debt reduces equity value relative to firm value before the per-share target is calculated.
Bank pages emphasize liquidity reserves and capital buffers instead of capex-derived free cash flow.
Operating Cash Flow
$5.7B
Cash & Securities / Assets
2.9%
Equity / Assets
50.9%
Tangible Equity / Assets
-35.3%
Quality and risk
Bank pages swap generic distress models for book-value, capital-quality, and efficiency signals.
Equity-capital and profitability signals for regulated balance-sheet businesses.
Return on Equity
14.4%
Average EV/EBITDA
Enterprise multiple across covered peers.
4 peers across 0 active peer methods
Equity-base metrics for S&P Global Inc. (SPGI) — deposits make a standard EV bridge meaningless for banks.
Price / book
—
Price / tangible book
—
Return on equity
14.4%
Book value
$31B
